Best counties to retire to in Kentucky

Written by:
July 31, 2022
Nyttend // Wikimedia Commons

Best counties to retire to in Kentucky

Buyers and sellers of real estate alike—when asked what are the three most essential considerations about a property—will nearly always reply "location, location, location." While this answer is sometimes tongue-in-cheek, it is often quite accurate, and this reply perhaps applies to retirees more than any other demographic. Settling down after a lifetime of working and perhaps raising a family calls for the perfect location: a spot where you can enjoy life with as few concerns as possible.

When seniors aged 65 years or older decide on where they want to live out their golden years, they consider very specific factors, such as the cost of living, government services, health care facilities, weather and overall climate, crime rate, outdoor recreational activities, eating establishments, cultural and entertainment opportunities, and more.

Stacker compiled a list of the best counties to retire in Kentucky using data from Niche. Niche ranks counties based on a variety of factors including cost of living, healthcare, recreation and weather. Read more about Niche's methodology here.

Location is critical as retirees determine where to spend their senior years enjoying favorite activities; however, it’s a very unique decision based on a multitude of preferences and needs. Whether it be bustling downtowns or access to parks, affordable home prices or cultural amenities like museums, retirees seeking to settle in a permanent spot are sure to find a private paradise in any of these counties recommended by Niche because, in the end, there is no place like home—no matter the location.

Read on to discover the best counties to retire to in Kentucky.

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Dcoetzee // Wikimedia Commons

#25. Trigg County

- Niche grades: good for retirees (B), cost of living (A), weather (B-), outdoor activities (C+)
- Top places to live: Cadiz (C+)
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JERRYE & ROY KLOTZ MD // Wikimedia Commons

#24. Franklin County

- Niche grades: good for retirees (B), cost of living (B+), weather (C+), outdoor activities (A-)
- Top places to live: Frankfort (A-)
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Christopher L. Riley // Wikimedia Commons

#23. Jessamine County

- Niche grades: good for retirees (B), cost of living (B+), weather (B-), outdoor activities (B)
- Top places to live: Wilmore (A+), Nicholasville (B-), High Bridge (C+)
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Nyttend // Wikimedia Commons

#22. Taylor County

- Niche grades: good for retirees (B), cost of living (A-), weather (C+), outdoor activities (B)
- Top places to live: Campbellsville (B-)
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Nyttend // Wikimedia Commons

#21. Crittenden County

- Niche grades: good for retirees (B), cost of living (A), weather (B-), outdoor activities (B)
- Top places to live: Marion (B-)

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Megangen1990 // Wikimedia Commons

#20. Muhlenberg County

- Niche grades: good for retirees (B+), cost of living (A), weather (B), outdoor activities (C+)
- Top places to live: Central City (B-), Greenville (C+), Powderly (B-)
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W.marsh // Wikimedia Commons

#19. Owen County

- Niche grades: good for retirees (B+), cost of living (A-), weather (C+), outdoor activities (B+)
- Top places to live: Owenton (C+)
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Nyttend // Wikimedia Commons

#18. Russell County

- Niche grades: good for retirees (B+), cost of living (A), weather (B), outdoor activities (C+)
- Top places to live: Russell Springs (B-)
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Huw Williams (Huwmanbeing) // Wikimedia Commons

#17. Edmonson County

- Niche grades: good for retirees (B+), cost of living (A), weather (B-), outdoor activities (B)
- Top places to live: Brownsville (B)
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W.marsh // Wikimedia Commons

#16. Woodford County

- Niche grades: good for retirees (B+), cost of living (B+), weather (B-), outdoor activities (C+)
- Top places to live: Versailles (B+)

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C. Bedford Crenshaw // Wikimedia Commons

#15. Caldwell County

- Niche grades: good for retirees (B+), cost of living (A), weather (B-), outdoor activities (C+)
- Top places to live: Princeton (B+)
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Nyttend // Wikimedia Commons

#14. Mercer County

- Niche grades: good for retirees (B+), cost of living (A-), weather (B-), outdoor activities (B-)
- Top places to live: Harrodsburg (B-), Burgin (B+), Salvisa (C+)
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Nyttend // Wikimedia Commons

#13. Clinton County

- Niche grades: good for retirees (B+), cost of living (A), weather (B), outdoor activities (C+)
- Top places to live: Albany (C)
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Nyttend // Wikimedia Commons

#12. McLean County

- Niche grades: good for retirees (B+), cost of living (A), weather (B-), outdoor activities (C+)
- Top places to live: Beech Grove (B-), Sacramento (B-), Island (C+)
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Calvin Beale // Wikimedia Commons

#11. Fulton County

- Niche grades: good for retirees (B+), cost of living (A), weather (B-), outdoor activities (C+)
- Top places to live: Fulton (B-)

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Nyttend // Wikimedia Commons

#10. Cumberland County

- Niche grades: good for retirees (B+), cost of living (A), weather (B-), outdoor activities (C+)
- Top places to live: Burkesville (B-)
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Chris Watson // Wikicommons

#9. Jefferson County

- Niche grades: good for retirees (B+), cost of living (B), weather (B-), outdoor activities (A-)
- Top places to live: Anchorage (A+), Prospect (A+), Cherokee Seneca (A+)
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Nyttend // Wikimedia Commons

#8. Pulaski County

- Niche grades: good for retirees (B+), cost of living (B+), weather (B), outdoor activities (B)
- Top places to live: Somerset (B-), Ferguson (B), Burnside (B)
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Smallbones // Wikimedia Commons

#7. McCracken County

- Niche grades: good for retirees (B+), cost of living (B+), weather (B-), outdoor activities (B+)
- Top places to live: Hendron (A-), Paducah (A-), Reidland (B+)
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Nyttend // Wikimedia Commons

#6. Livingston County

- Niche grades: good for retirees (A-), cost of living (A), weather (B-), outdoor activities (C+)
- Top places to live: Ledbetter (C+), Salem (C+), Grand Rivers (C+)

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Turover // Wikimedia Commons

#5. Greenup County

- Niche grades: good for retirees (A-), cost of living (A-), weather (B), outdoor activities (C+)
- Top places to live: Russell (A-), Flatwoods (B+), Raceland (B)
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w:User:Malepheasant // Wikimedia Commons

#4. Boyd County

- Niche grades: good for retirees (A-), cost of living (A-), weather (B), outdoor activities (B)
- Top places to live: Ashland (B), Catlettsburg (B-), Westwood (C+)
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Christopher L. Riley // Wikimedia Commons

#3. Boyle County

- Niche grades: good for retirees (A-), cost of living (B+), weather (B-), outdoor activities (B)
- Top places to live: Danville (A-), Junction City (B-), Perryville (A-)
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Nyttend // Wikimedia Commons

#2. Marshall County

- Niche grades: good for retirees (A-), cost of living (A-), weather (B-), outdoor activities (C+)
- Top places to live: Benton (B), Calvert City (B), Hardin (C-)
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Nyttend // Wikimedia Commons

#1. Lyon County

- Niche grades: good for retirees (A), cost of living (A-), weather (B-), outdoor activities (C)
- Top places to live: Eddyville (B)

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