Best counties to retire to in Maryland

Written by:
July 31, 2022
Shopkins91 // Wikimedia Commons

Best counties to retire to in Maryland

Buyers and sellers of real estate alike—when asked what are the three most essential considerations about a property—will nearly always reply "location, location, location." While this answer is sometimes tongue-in-cheek, it is often quite accurate, and this reply perhaps applies to retirees more than any other demographic. Settling down after a lifetime of working and perhaps raising a family calls for the perfect location: a spot where you can enjoy life with as few concerns as possible.

When seniors aged 65 years or older decide on where they want to live out their golden years, they consider very specific factors, such as the cost of living, government services, health care facilities, weather and overall climate, crime rate, outdoor recreational activities, eating establishments, cultural and entertainment opportunities, and more.

Stacker compiled a list of the best counties to retire in Maryland using data from Niche. Niche ranks counties based on a variety of factors including cost of living, healthcare, recreation and weather. Read more about Niche's methodology here.

Location is critical as retirees determine where to spend their senior years enjoying favorite activities; however, it’s a very unique decision based on a multitude of preferences and needs. Whether it be bustling downtowns or access to parks, affordable home prices or cultural amenities like museums, retirees seeking to settle in a permanent spot are sure to find a private paradise in any of these counties recommended by Niche because, in the end, there is no place like home—no matter the location.

Read on to discover the best counties to retire to in Maryland.

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Farragutful // Wikimedia Commons

#14. Carroll County

- Niche grades: good for retirees (B), cost of living (C+), weather (B-), outdoor activities (A)
- Top places to live: Eldersburg (A), Sykesville (A), Hampstead (A-)
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Charlie Stinchcomb // Flickr

#13. Anne Arundel County

- Niche grades: good for retirees (B), cost of living (C), weather (B-), outdoor activities (A)
- Top places to live: Crofton (A+), Severna Park (A), Arnold (A)
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Zrmachuga // Wikimedia Commons

#12. Howard County

- Niche grades: good for retirees (B), cost of living (C), weather (B-), outdoor activities (A-)
- Top places to live: Ellicott City (A+), Columbia (A+), Scaggsville (A+)
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Eli Pousson // Wikimedia Commons

#11. Dorchester County

- Niche grades: good for retirees (B), cost of living (B-), weather (B-), outdoor activities (B+)
- Top places to live: Algonquin (B-), Cambridge (C+), East New Market (B)
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Vpuliva // Wikimedia Commons

#10. Washington County

- Niche grades: good for retirees (B), cost of living (B-), weather (C+), outdoor activities (A-)
- Top places to live: St. James (A-), Halfway (B+), Boonsboro (B+)

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Jerrye & Roy Klotz, MD // Wikimedia Commons

#9. Harford County

- Niche grades: good for retirees (B), cost of living (C+), weather (C+), outdoor activities (A-)
- Top places to live: Fallston (A), Pleasant Hills (A-), Bel Air (A-)
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Eric Fischer // Wikicommons

#8. Wicomico County

- Niche grades: good for retirees (B), cost of living (B-), weather (B+), outdoor activities (B-)
- Top places to live: Fruitland (B+), Delmar (B), Hebron (B-)
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TownCreative // Wikimedia Commons

#7. Montgomery County

- Niche grades: good for retirees (B), cost of living (C-), weather (B-), outdoor activities (A)
- Top places to live: North Potomac (A+), South Kensington (A+), North Bethesda (A+)
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JERRYE & ROY KLOTZ, M.D. // Wikimedia Commons

#6. Queen Anne's County

- Niche grades: good for retirees (B), cost of living (C), weather (B-), outdoor activities (A)
- Top places to live: Kingstown (B+), Stevensville (B+), Grasonville (B+)
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JERRYE & ROY KLOTZ, M.D. // Wikimedia Commons

#5. Baltimore County

- Niche grades: good for retirees (B), cost of living (C+), weather (B-), outdoor activities (A)
- Top places to live: Lutherville (A+), Towson (A+), Mays Chapel (A+)

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Acroterion // Wikicommons

#4. Allegany County

- Niche grades: good for retirees (B+), cost of living (B+), weather (C+), outdoor activities (A-)
- Top places to live: La Vale (B+), Bel Air (B+), Frostburg (B)
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Delta1989 // Wikimedia Commons

#3. Kent County

- Niche grades: good for retirees (B+), cost of living (C+), weather (A-), outdoor activities (B-)
- Top places to live: Chestertown (B+), Betterton (B), Tolchester (B-)
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Shopkins91 // Wikimedia Commons

#2. Talbot County

- Niche grades: good for retirees (A), cost of living (C+), weather (B-), outdoor activities (A-)
- Top places to live: Easton (B+), Trappe (B+), St. Michaels (B+)
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Linda Roy Walls // Wikimedia Commons

#1. Worcester County

- Niche grades: good for retirees (A+), cost of living (C+), weather (B), outdoor activities (A)
- Top places to live: Ocean City (A-), Berlin (B+), West Ocean City (B+)

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