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The real cost of raising a family across 50 major metros

  • The real cost of raising a family across 50 major metros

    Fending for yourself in the United States is tough enough, but raising a family is a whole different challenge with a separate set of expenses. If you're thinking about adding another branch to your family tree, it's important to know that where you live has a lot to do with what you'll spend.

    Using data from the Economic Policy Institute (EPI), Stacker ranked America's 50 largest metro areas in terms of the true cost of raising a family in order of least expensive to most. The March 2018 rankings are based on the EPI’s estimated total monthly cost for a family of two adults and two children to attain a modest, yet adequate, standard of living. Budgets below are in 2017 dollars, according to the EPI.

    The EPI’s monthly estimate includes seven costs: health care, child care, food, housing, transportation, taxes, and other necessities. EPI’s family budget calculator pulls cost estimates from government sources, like the Department of Housing and Urban Development, the Department of Agriculture, the Department of Transportation, and the Department of Health and Human Services. EPI also uses data from research organizations like Child Care Aware of America.

  • #50. Memphis, TN

    Annual total expenses: $71,800 (17.7% below the 50 metro average)
    Monthly total expenses: $5,983

    Monthly expenses:
    Housing: $833 (29.1% below the 50 metro average)
    Food: $747 (4.8% below the 50 metro average)
    Child care: $918 (32.0% below the 50 metro average)
    Transportation: $1,125 (1.6% below the 50 metro average)
    Health care: $1,125 (9.4% above the 50 metro average)
    Other necessities: $637 (19.4% below the 50 metro average)
    Taxes: $599 (39.7% below the 50 metro average)

  • #49. Cleveland, OH

    Annual total expenses: $72,220 (17.2% below the 50 metro average)
    Monthly total expenses: $6,018

    Monthly expenses:
    Housing: $785 (33.2% below the 50 metro average)
    Food: $759 (3.3% below the 50 metro average)
    Child care: $1,147 (15.1% below the 50 metro average)
    Transportation: $1,142 (0.1% below the 50 metro average)
    Health care: $878 (14.6% below the 50 metro average)
    Other necessities: $623 (21.2% below the 50 metro average)
    Taxes: $686 (31.0% below the 50 metro average)

  • #48. San Antonio, TX

    Annual total expenses: $72,291 (17.1% below the 50 metro average)
    Monthly total expenses: $6,024

    Monthly expenses:
    Housing: $1,001 (14.8% below the 50 metro average)
    Food: $674 (14.1% below the 50 metro average)
    Child care: $984 (27.2% below the 50 metro average)
    Transportation: $1,135 (0.7% below the 50 metro average)
    Health care: $974 (5.3% below the 50 metro average)
    Other necessities: $676 (14.5% below the 50 metro average)
    Taxes: $580 (41.6% below the 50 metro average)

  • #47. Jacksonville, FL

    Annual total expenses: $74,437 (14.6% below the 50 metro average)
    Monthly total expenses: $6,203

    Monthly expenses:
    Housing: $947 (19.4% below the 50 metro average)
    Food: $817 (4.1% above the 50 metro average)
    Child care: $948 (29.8% below the 50 metro average)
    Transportation: $1,137 (0.6% below the 50 metro average)
    Health care: $1,027 (0.1% below the 50 metro average)
    Other necessities: $712 (10.0% below the 50 metro average)
    Taxes: $615 (38.1% below the 50 metro average)

  • #46. Houston, TX

    Annual total expenses: $74,718 (14.3% below the 50 metro average)
    Monthly total expenses: $6,226

    Monthly expenses:
    Housing: $1,066 (9.3% below the 50 metro average)
    Food: $718 (8.5% below the 50 metro average)
    Child care: $1,044 (22.7% below the 50 metro average)
    Transportation: $1,125 (1.6% below the 50 metro average)
    Health care: $935 (9.1% below the 50 metro average)
    Other necessities: $720 (9.0% below the 50 metro average)
    Taxes: $620 (37.6% below the 50 metro average)

  • #45. Louisville, KY

    Annual total expenses: $75,400 (13.5% below the 50 metro average)
    Monthly total expenses: $6,283

    Monthly expenses:
    Housing: $821 (30.1% below the 50 metro average)
    Food: $725 (7.6% below the 50 metro average)
    Child care: $1,301 (3.7% below the 50 metro average)
    Transportation: $1,153 (0.8% above the 50 metro average)
    Health care: $814 (20.8% below the 50 metro average)
    Other necessities: $624 (21.1% below the 50 metro average)
    Taxes: $845 (15.0% below the 50 metro average)

  • #44. Cincinnati, OH

    Annual total expenses: $75,414 (13.5% below the 50 metro average)
    Monthly total expenses: $6,284

    Monthly expenses:
    Housing: $845 (28.1% below the 50 metro average)
    Food: $724 (7.7% below the 50 metro average)
    Child care: $1,259 (6.8% below the 50 metro average)
    Transportation: $1,172 (2.5% above the 50 metro average)
    Health care: $882 (14.2% below the 50 metro average)
    Other necessities: $633 (20.0% below the 50 metro average)
    Taxes: $769 (22.6% below the 50 metro average)

  • #43. Dallas, TX

    Annual total expenses: $75,488 (13.4% below the 50 metro average)
    Monthly total expenses: $6,291

    Monthly expenses:
    Housing: $1,077 (8.4% below the 50 metro average)
    Food: $723 (7.9% below the 50 metro average)
    Child care: $1,044 (22.7% below the 50 metro average)
    Transportation: $1,115 (2.5% below the 50 metro average)
    Health care: $973 (5.4% below the 50 metro average)
    Other necessities: $726 (8.2% below the 50 metro average)
    Taxes: $632 (36.4% below the 50 metro average)

  • #42. New Orleans, LA

    Annual total expenses: $76,213 (12.6% below the 50 metro average)
    Monthly total expenses: $6,351

    Monthly expenses:
    Housing: $996 (15.3% below the 50 metro average)
    Food: $806 (2.7% above the 50 metro average)
    Child care: $840 (37.8% below the 50 metro average)
    Transportation: $1,101 (3.7% below the 50 metro average)
    Health care: $1,093 (6.3% above the 50 metro average)
    Other necessities: $727 (8.1% below the 50 metro average)
    Taxes: $787 (20.8% below the 50 metro average)

  • #41. Tampa, FL

    Annual total expenses: $77,064 (11.6% below the 50 metro average)
    Monthly total expenses: $6,422

    Monthly expenses:
    Housing: $1,045 (11.1% below the 50 metro average)
    Food: $809 (3.1% above the 50 metro average)
    Child care: $978 (27.6% below the 50 metro average)
    Transportation: $1,125 (1.6% below the 50 metro average)
    Health care: $1,059 (3.0% above the 50 metro average)
    Other necessities: $748 (5.4% below the 50 metro average)
    Taxes: $658 (33.8% below the 50 metro average)

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