How much house $1 million buys you in Santa Cruz

Written by:
July 31, 2025
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This story was produced by Redfin Real Estate and reviewed and distributed by Stacker Media.

How much house $1 million buys you in Santa Cruz

The number of American houses worth $1 million is at an all-time high, as home prices continue to hit new records.

While million-dollar homes are out of reach for the vast majority of Americans, they are no longer just being bought and sold by the ultra-wealthy. In San Francisco, the median-priced home sells for more than $1.6 million – far above the national median of $441,000. Meanwhile, in Detroit, $1 million listings are rare.

Today, there are only seven major metros where a luxury home — valued in the top 5% of homes — costs less than $1 million, compared to 30 just five years ago.

"The $1 million mark used to signal true luxury; now, in many parts of the country, it simply means the price of a typical home," said Jonathan Huffer, a Redfin Premier agent specializing in luxury properties in Palm Beach, Florida. "It's a reflection of how dramatically home prices have risen, especially in coastal markets where million-dollar listings have become the norm rather than the exception."

So, are you wondering what $1 million buys in today's market? Redfin Real Estate pulled from its listings to see how far it goes in Santa Cruz. Listings between $500,000 and $1,000,000 were included.

113 Claremont Ter, Santa Cruz
- Price: $985,000
- 2 bedrooms, 2.5 bathrooms
- Square feet: 1,478
- Price per square foot: $666
- See 113 Claremont Ter, Santa Cruz on Redfin.com

507 Market St, Santa Cruz
- Price: $980,000
- 1 bedroom, 2 bathrooms
- Square feet: 800
- Price per square foot: $1,225
- See 507 Market St, Santa Cruz on Redfin.com

610 Bethany Curv, Santa Cruz
- Price: $975,000
- 2 bedrooms, 1 bathroom
- Square feet: 860
- Price per square foot: $1,133
- See 610 Bethany Curv, Santa Cruz on Redfin.com

122 Fern St Unit 1 and 2, Santa Cruz
- Price: $950,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 864
- Price per square foot: $1,099
- See 122 Fern St Unit 1 and 2, Santa Cruz on Redfin.com

102 Tree Frog Ln, Santa Cruz
- Price: $949,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,288
- Price per square foot: $736
- See 102 Tree Frog Ln, Santa Cruz on Redfin.com

419 Barson St, Santa Cruz
- Price: $912,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 778
- Price per square foot: $1,172
- See 419 Barson St, Santa Cruz on Redfin.com

2906 Leotar Cir, Santa Cruz
- Price: $889,000
- 2 bedrooms, 2.5 bathrooms
- Square feet: 1,320
- Price per square foot: $673
- See 2906 Leotar Cir, Santa Cruz on Redfin.com

1757 30th Ave, Santa Cruz
- Price: $879,000
- 2 bedrooms, 2.5 bathrooms
- Square feet: 1,320
- Price per square foot: $665
- See 1757 30th Ave, Santa Cruz on Redfin.com

311 Ocean St, Santa Cruz
- Price: $855,000
- 2 bedrooms, 1 bathroom
- Square feet: 1,148
- Price per square foot: $744
- See 311 Ocean St, Santa Cruz on Redfin.com

3410 Kenilworth Ln, Santa Cruz
- Price: $829,000
- 2 bedrooms, 2.5 bathrooms
- Square feet: 1,241
- Price per square foot: $668
- See 3410 Kenilworth Ln, Santa Cruz on Redfin.com

120 Gharkey St, Santa Cruz
- Price: $825,000
- 5 bedrooms, 5 bathrooms
- Square feet: 3,849
- Price per square foot: $214
- See 120 Gharkey St, Santa Cruz on Redfin.com

2603 Hambleton Ln, Santa Cruz
- Price: $775,000
- 2 bedrooms, 2.5 bathrooms
- Square feet: 1,241
- Price per square foot: $624
- See 2603 Hambleton Ln, Santa Cruz on Redfin.com

1609 Taylor Ln, Santa Cruz
- Price: $775,000
- 2 bedrooms, 1 bathroom
- Square feet: 1,149
- Price per square foot: $674
- See 1609 Taylor Ln, Santa Cruz on Redfin.com

436 Walnut Ave Unit -, Santa Cruz
- Price: $765,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 1,080
- Price per square foot: $708
- See 436 Walnut Ave Unit -, Santa Cruz on Redfin.com

104 Castillion Ter, Santa Cruz
- Price: $755,000
- 2 bedrooms, 1 bathroom
- Square feet: 1,046
- Price per square foot: $721
- See 104 Castillion Ter, Santa Cruz on Redfin.com

220 Atlantic Ave #204, Santa Cruz
- Price: $739,900
- 1 bedroom, 1 bathroom
- Square feet: 680
- Price per square foot: $1,088
- See 220 Atlantic Ave #204, Santa Cruz on Redfin.com

318 Soquel Ave Unit D3, Santa Cruz
- Price: $725,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,180
- Price per square foot: $614
- See 318 Soquel Ave Unit D3, Santa Cruz on Redfin.com

708 Frederick St #204, Santa Cruz
- Price: $725,000
- 2 bedrooms, 1 bathroom
- Square feet: 835
- Price per square foot: $868
- See 708 Frederick St #204, Santa Cruz on Redfin.com

3360 Houts Dr Unit A, Santa Cruz
- Price: $719,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 1,294
- Price per square foot: $555
- See 3360 Houts Dr Unit A, Santa Cruz on Redfin.com

755 14th Ave #811, Santa Cruz
- Price: $699,000
- 2 bedrooms, 1 bathroom
- Square feet: 799
- Price per square foot: $874
- See 755 14th Ave #811, Santa Cruz on Redfin.com

356 Everson Dr, Santa Cruz
- Price: $695,000
- 1 bedroom, 1 bathroom
- Square feet: 881
- Price per square foot: $788
- See 356 Everson Dr, Santa Cruz on Redfin.com

106 Palo Verde Ter, Santa Cruz
- Price: $650,000
- 1 bedroom, 1 bathroom
- Square feet: 870
- Price per square foot: $747
- See 106 Palo Verde Ter, Santa Cruz on Redfin.com

41 Grandview St #1204, Santa Cruz
- Price: $559,000
- 2 bedrooms, 2 bathrooms
- Square feet: 911
- Price per square foot: $613
- See 41 Grandview St #1204, Santa Cruz on Redfin.com

180 Dakota Ave #24, Santa Cruz
- Price: $549,000
- 2 bedrooms, 1 bathroom
- Square feet: 784
- Price per square foot: $700
- See 180 Dakota Ave #24, Santa Cruz on Redfin.com

$1 million dollar homes in major cities around the country

215 W Illinois St Unit 2B-2C, Chicago
- Price: $1,000,000
- 3 bedrooms, 3 bathrooms
- Square feet: 4,396
- Price per square foot: $227
- See 215 W Illinois St Unit 2B-2C, Chicago on Redfin.com

5435 Preston Fairways Cir, Dallas
- Price: $1,000,000
- 3 bedrooms, 3.5 bathrooms
- Square feet: 4,392
- Price per square foot: $227
- See 5435 Preston Fairways Cir, Dallas on Redfin.com

2956 W Avenue 35, Los Angeles
- Price: $1,000,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,662
- Price per square foot: $601
- See 2956 W Avenue 35, Los Angeles on Redfin.com

6049 SW 165th Ave, Miami
- Price: $1,000,000
- 5 bedrooms, 4 bathrooms
- Square feet: 3,153
- Price per square foot: $317
- See 6049 SW 165th Ave, Miami on Redfin.com

206 E 95th St Unit 12B, New York City
- Price: $1,000,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,001
- Price per square foot: $999
- See 206 E 95th St Unit 12B, New York City on Redfin.com

3070 61st Ave SW, Seattle
- Price: $1,000,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,670
- Price per square foot: $598
- See 3070 61st Ave SW, Seattle on Redfin.com

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