Education pays.
At least, that's what Bureau of Labor Statistics data shows. Higher degree holders earn more and experience lower unemployment rates than those without degrees or with lesser degrees. On a weekly basis, master's degree holders earn over $500 more than the median for all U.S. workers over age 25, and doctoral degree holders earn about $850 more than that median. Professional degree holders like doctors, lawyers, and veterinarians earn even more, at nearly $870 more than the median.
However, advanced degrees often cost significant funds to obtain. A year of graduate tuition and fees cost about $19,750 for the 2020-21 academic year, according to the National Center for Education Statistics. The average at private institutions was even more, at $26,620 per year. Some programs offer assistantships or fellowships that offset those costs, but many students will be on the hook for paying or borrowing tens or hundreds of thousands of dollars.
Other data from the center, released in July 2023, shows that nearly 3 in 4 graduate students received financial aid in the 2019-20 academic year, in amounts averaging about $25,300.
The catch? Much of the aid doled out to graduate students is in loans. Graduate students who took out loans averaged $26,000, compared to an average of $11,300 in grant funds among recipients. A Center for American Progress analysis found that graduate debt rose from 2010-11 to 2017-18 while undergraduate debt fell, and the share of student debt accumulated by graduate students rose to 40%.
Is the higher pay worth the cost? That's up to prospective graduate students to decide. Using Bureau of Labor Statistics data, Stacker compiled a list of the highest-paying jobs that require a graduate degree in Fort Collins, painting a clearer picture of the earnings potential. Jobs listed here require a master's, doctorate, or other professional degree and are ranked by their median annual pay as of May 2022. Any jobs without annual compensation figures available were excluded from this analysis.
Read on to see what a graduate degree could earn you in Fort Collins.
This story features data reporting and writing by Paxtyn Merten and is part of a series utilizing data automation across 366 metros.
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Daxiao Productions // Shutterstock
1 / 46- Median annual wage: $40,070
- Median hourly wage: $19.26
- Education required: Master's degree
- Total employment: Not available
- Required on-the-job training to attain competency: Internship/residency
Gorodenkoff // Shutterstock
2 / 46- Median annual wage: $49,260
- Median hourly wage: $23.68
- Education required: Doctoral or professional degree
- Total employment: 280 people (1.67 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Gorodenkoff // Shutterstock
3 / 46- Median annual wage: $49,840
- Median hourly wage: $23.96
- Education required: Master's degree
- Total employment: 40 people (0.22 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
DGLimages // Shutterstock
4 / 46- Median annual wage: $50,510
- Median hourly wage: $24.29
- Education required: Master's degree
- Total employment: 190 people (1.13 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
Canva
5 / 46- Median annual wage: $52,230
- Median hourly wage: $25.11
- Education required: Master's degree
- Total employment: 210 people (1.24 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
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Photographee.eu // Shutterstock
6 / 46- Median annual wage: $52,950
- Median hourly wage: $25.46
- Education required: Master's degree
- Total employment: 60 people (0.36 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Canva
7 / 46- Median annual wage: $58,750
- Median hourly wage: $28.24
- Education required: Master's degree
- Total employment: 80 people (0.44 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
GaudiLab // Shutterstock
8 / 46- Median annual wage: $60,930
- Median hourly wage: $29.29
- Education required: Master's degree
- Total employment: 110 people (0.65 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Jacob Lund // Shutterstock
9 / 46- Median annual wage: $61,400
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 40 people (0.23 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
VH-studio // Shutterstock
10 / 46- Median annual wage: $61,970
- Median hourly wage: $29.79
- Education required: Master's degree
- Total employment: 410 people (2.44 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
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Pressmaster // Shutterstock
11 / 46- Median annual wage: $62,980
- Median hourly wage: Not available
- Education required: Master's degree
- Total employment: 180 people (1.09 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Daniel Besic // Shutterstock
12 / 46- Median annual wage: $64,650
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 150 people (0.86 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Drazen Zigic // Shutterstock
13 / 46- Median annual wage: $65,540
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 110 people (0.66 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Juri Pozzi // Shutterstock
14 / 46- Median annual wage: $65,820
- Median hourly wage: $31.64
- Education required: Master's degree
- Total employment: 50 people (0.29 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Canva
15 / 46- Median annual wage: $66,070
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 40 people (0.21 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
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16 / 46- Median annual wage: $66,630
- Median hourly wage: $32.04
- Education required: Doctoral or professional degree
- Total employment: 70 people (0.41 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
Canva
17 / 46- Median annual wage: $69,510
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 40 people (0.23 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Canva
18 / 46- Median annual wage: $78,110
- Median hourly wage: $37.55
- Education required: Master's degree
- Total employment: 70 people (0.41 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Chad McDermott // Shutterstock
19 / 46- Median annual wage: $80,620
- Median hourly wage: $38.76
- Education required: Master's degree
- Total employment: 100 people (0.6 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Monkey Business Images // Shutterstock
20 / 46- Median annual wage: $81,290
- Median hourly wage: $39.08
- Education required: Master's degree
- Total employment: 90 people (0.56 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
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Gorodenkoff // Shutterstock
21 / 46- Median annual wage: $81,750
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 80 people (0.49 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Matej Kastelic // Shutterstock
22 / 46- Median annual wage: $84,420
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 210 people (1.25 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Canva
23 / 46- Median annual wage: $84,680
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 60 people (0.33 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
VH-studio // Shutterstock
24 / 46- Median annual wage: $85,460
- Median hourly wage: $41.09
- Education required: Master's degree
- Total employment: 70 people (0.42 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
Aykut Erdogdu // Shutterstock
25 / 46- Median annual wage: $86,920
- Median hourly wage: $41.79
- Education required: Doctoral or professional degree
- Total employment: 360 people (2.15 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
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Canva
26 / 46- Median annual wage: $88,420
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 60 people (0.36 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
ABO PHOTOGRAPHY // Shutterstock
27 / 46- Median annual wage: $91,660
- Median hourly wage: $44.07
- Education required: Master's degree
- Total employment: 230 people (1.34 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Canva
28 / 46- Median annual wage: $92,190
- Median hourly wage: $44.32
- Education required: Master's degree
- Total employment: 170 people (1.02 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
Canva
29 / 46- Median annual wage: $93,180
- Median hourly wage: $44.80
- Education required: Doctoral or professional degree
- Total employment: 230 people (1.36 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Gorodenkoff // Shutterstock
30 / 46- Median annual wage: $99,430
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 90 people (0.51 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
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Canva
31 / 46- Median annual wage: $103,650
- Median hourly wage: Not available
- Education required: Master's degree
- Total employment: 260 people (1.55 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Jacob Lund // Shutterstock
32 / 46- Median annual wage: $107,130
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 200 people (1.16 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Canva
33 / 46- Median annual wage: $107,470
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 360 people (2.12 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Robert Kneschke // Shutterstock
34 / 46- Median annual wage: $108,230
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 70 people (0.41 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Monkey Business Images // Shutterstock
35 / 46- Median annual wage: $114,800
- Median hourly wage: $55.19
- Education required: Master's degree
- Total employment: 270 people (1.61 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
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Canva
36 / 46- Median annual wage: $114,980
- Median hourly wage: $55.28
- Education required: Doctoral or professional degree
- Total employment: 450 people (2.67 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Stokkete // Shutterstock
37 / 46- Median annual wage: $124,990
- Median hourly wage: $60.09
- Education required: Master's degree
- Total employment: 260 people (1.51 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Jacob Lund // Shutterstock
38 / 46- Median annual wage: $130,720
- Median hourly wage: $62.85
- Education required: Master's degree
- Total employment: 140 people (0.85 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Kzenon // Shutterstock
39 / 46- Median annual wage: $131,600
- Median hourly wage: $63.27
- Education required: Doctoral or professional degree
- Total employment: 60 people (0.36 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Canva
40 / 46- Median annual wage: $139,620
- Median hourly wage: $67.13
- Education required: Doctoral or professional degree
- Total employment: 330 people (1.92 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
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GaudiLab // Shutterstock
41 / 46- Median annual wage: $141,070
- Median hourly wage: Not available
- Education required: Doctoral or professional degree
- Total employment: 120 people (0.71 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: None
Djols // Shutterstock
42 / 46- Median annual wage: $167,050
- Median hourly wage: $80.31
- Education required: Doctoral or professional degree
- Total employment: 170 people (1.02 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
Canva
43 / 46- Median annual wage: $201,010
- Median hourly wage: $96.64
- Education required: Doctoral or professional degree
- Total employment: 150 people (0.88 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
Komsan Loonprom // Shutterstock
44 / 46- Median annual wage: Exact median salary unknown; at least $239,200 per year or $115 per hour
- Education required: Doctoral or professional degree
- Total employment: 40 people (0.24 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
LightField Studios // Shutterstock
45 / 46- Median annual wage: Exact median salary unknown; at least $239,200 per year or $115 per hour
- Education required: Doctoral or professional degree
- Total employment: 30 people (0.18 of every 1,000 jobs in the area)
- Required on-the-job training to attain competency: Internship/residency
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Photoroyalty // Shutterstock
46 / 46- Median annual wage: Exact median salary unknown; at least $239,200 per year or $115 per hour
- Education required: Doctoral or professional degree
- Total employment: Not available
- Required on-the-job training to attain competency: Internship/residency
