How much house does $500,000 buy you in Fort Collins?

Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A standard home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still rising, affordability keeps dropping, and starter homes are becoming harder to find as home values climb. This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were unusually slow this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Fort Collins?

To find out, Redfin Real Estate found listings near the $500,000 mark to see what types of homes you can actually afford in Fort Collins right now. Listings below $500,000 were included if necessary.

431 W Swallow Rd, Fort Collins, CO 80526
- Price: $499,900
- 5 bedrooms, 2.3 bathrooms
- Square feet: 3,032
- See 431 W Swallow Rd, Fort Collins, CO 80526 on Redfin.com

4789 Sunvalley Dr, Loveland, CO 80538
- Price: $499,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,633
- See 4789 Sunvalley Dr, Loveland, CO 80538 on Redfin.com

1680 Foxbrook Way, Fort Collins, CO 80526
- Price: $499,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,408
- See 1680 Foxbrook Way, Fort Collins, CO 80526 on Redfin.com

3725 Henderson Ave, Wellington, CO 80549
- Price: $499,999
- 4 bedrooms, 2 bathrooms
- Square feet: 1,525
- See 3725 Henderson Ave, Wellington, CO 80549 on Redfin.com

4373 Elkwood Ct, Johnstown, CO 80534
- Price: $499,950
- 4 bedrooms, 1.8 bathrooms
- Square feet: 1,747
- See 4373 Elkwood Ct, Johnstown, CO 80534 on Redfin.com

924 Vanderbilt Ct, Fort Collins, CO 80525
- Price: $500,000
- 4 bedrooms, 1.8 bathrooms
- Square feet: 1,586
- See 924 Vanderbilt Ct, Fort Collins, CO 80525 on Redfin.com

836 Vanderbilt Ct, Fort Collins, CO 80525
- Price: $499,900
- 4 bedrooms, 1.8 bathrooms
- Square feet: 1,575
- See 836 Vanderbilt Ct, Fort Collins, CO 80525 on Redfin.com

1531 W Swallow Rd, Fort Collins, CO 80526
- Price: $500,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,764
- See 1531 W Swallow Rd, Fort Collins, CO 80526 on Redfin.com

4381 Alderwood Dr, Johnstown, CO 80534
- Price: $499,990
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,696
- See 4381 Alderwood Dr, Johnstown, CO 80534 on Redfin.com

6400 Finch Ct, Fort Collins, CO 80525
- Price: $499,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,660
- See 6400 Finch Ct, Fort Collins, CO 80525 on Redfin.com

1682 Stove Prairie Cir, Loveland, CO 80538
- Price: $500,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,262
- See 1682 Stove Prairie Cir, Loveland, CO 80538 on Redfin.com

2146 Walbridge Rd, Fort Collins, CO 80524
- Price: $499,990
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,849
- See 2146 Walbridge Rd, Fort Collins, CO 80524 on Redfin.com

1933 Winamac Dr, Fort Collins, CO 80524
- Price: $500,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,634
- See 1933 Winamac Dr, Fort Collins, CO 80524 on Redfin.com

761 Wood Sorrel Ln, Fort Collins, CO 80524
- Price: $499,990
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,523
- See 761 Wood Sorrel Ln, Fort Collins, CO 80524 on Redfin.com

8482 Cromwell Dr, Windsor, CO 80528
- Price: $499,900
- 3 bedrooms, 2.3 bathrooms
- Square feet: 2,568
- See 8482 Cromwell Dr, Windsor, CO 80528 on Redfin.com

507 S 9Th St, Berthoud, CO 80513
- Price: $500,000
- 3 bedrooms, 2.3 bathrooms
- Square feet: 1,860
- See 507 S 9Th St, Berthoud, CO 80513 on Redfin.com

2244 Woodbury Ln, Fort Collins, CO 80524
- Price: $499,500
- 3 bedrooms, 2 bathrooms
- Square feet: 2,898
- See 2244 Woodbury Ln, Fort Collins, CO 80524 on Redfin.com

4772 Wildwood Way, Johnstown, CO 80534
- Price: $499,995
- 3 bedrooms, 2 bathrooms
- Square feet: 2,481
- See 4772 Wildwood Way, Johnstown, CO 80534 on Redfin.com

4453 N Lincoln Ave, Loveland, CO 80538
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 2,260
- See 4453 N Lincoln Ave, Loveland, CO 80538 on Redfin.com

604 W 9Th St, Loveland, CO 80537
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,768
- See 604 W 9Th St, Loveland, CO 80537 on Redfin.com

2442 Amherst St, Fort Collins, CO 80525
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,502
- See 2442 Amherst St, Fort Collins, CO 80525 on Redfin.com

720 Roosevelt Ave, Loveland, CO 80537
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,332
- See 720 Roosevelt Ave, Loveland, CO 80537 on Redfin.com

2468 Ashland Ln, Fort Collins, CO 80524
- Price: $500,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 2,646
- See 2468 Ashland Ln, Fort Collins, CO 80524 on Redfin.com

7186 Feather Reed Dr, Wellington, CO 80549
- Price: $499,779
- 3 bedrooms, 1.8 bathrooms
- Square feet: 2,418
- See 7186 Feather Reed Dr, Wellington, CO 80549 on Redfin.com

4461 Starflower Dr, Fort Collins, CO 80526
- Price: $500,000
- 3 bedrooms, 1.8 bathrooms
- Square feet: 1,336
- See 4461 Starflower Dr, Fort Collins, CO 80526 on Redfin.com

3833 Lincoln Ave, Wellington, CO 80549
- Price: $500,000
- 3 bedrooms, 1 bathroom
- Square feet: 784
- See 3833 Lincoln Ave, Wellington, CO 80549 on Redfin.com

2720 N County Road 23, Bellvue, CO 80512
- Price: $499,900
- 3 bedrooms, 0.8 bathrooms
- Square feet: 1,346
- See 2720 N County Road 23, Bellvue, CO 80512 on Redfin.com

1631 Enfield St, Fort Collins, CO 80526
- Price: $500,000
- 2 bedrooms, 1.8 bathrooms
- Square feet: 1,558
- See 1631 Enfield St, Fort Collins, CO 80526 on Redfin.com

739 Larkspur Rd, Estes Park, CO 80517
- Price: $499,500
- 2 bedrooms, 1 bathroom
- Square feet: 1,076
- See 739 Larkspur Rd, Estes Park, CO 80517 on Redfin.com

419 Cherry St, Fort Collins, CO 80521
- Price: $500,000
- 2 bedrooms, 1 bathroom
- Square feet: 832
- See 419 Cherry St, Fort Collins, CO 80521 on Redfin.com