Car insurance rates in Connecticut
The auto insurance rates published in this guide are based on the results of research completed by Way.com's data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only.
- Travelers provides the cheapest liability coverage at $47 per month in Connecticut.
- Travelers offers the cheapest rates for full coverage insurance in Connecticut at $96 per month.
- At $170 per month, Conning Towers Nautilus Park is the cheapest city for car insurance in Connecticut.
Read on to learn more about car insurance price trends in Connecticut. More car insurance rate data is available in the original article at Way.com.
Cheapest liability insurance in Connecticut
For drivers looking to meet Connecticut minimum car insurance requirements, liability-only insurance is the most budget-friendly choice.
Cheapest liabiility insurance in Connecticut
#1. Travelers: $47
#2. Kemper: $50
#3. USAA: $58
#4. Amica Mutual: $74
#5. State Farm: $82
Cheap full coverage in Connecticut
Full coverage combines liability, comprehensive, and collision insurance, offering broader protection than liability coverage, which only covers damages or injuries you cause to others.
Cheapest full coverage insurance in Connecticut
#1. Kemper: $96
#2. Travelers: $99
#3. USAA: $138
#4. Amica Mutual: $166
#5. State Farm: $168
Impact of traffic violations on Connecticut auto insurance rates
In Connecticut, your car insurance premiums can rise significantly due to traffic violations. The extent of the increase depends on factors such as the violation type, local regulations, and the insurer's policies. Minor offenses like speeding might cause a small increase, while more serious violations, such as DUIs, can lead to much higher rates. Additionally, the effect on premiums in Connecticut may differ from the national average due to regional risks and rules.
Here's a breakdown of average auto insurance rates in Connecticut after common driving violations.
- No violation: $204
- Not-at-fault accident: $211
- Failure to wear a seat belt: $240
- Speeding 6 - 10 MPH over limit: $246
- Speeding 21 - 25 MPH over limit: $254
- DUI: $523
- Reckless driving: $491
- Driving with a suspended license: $510
- Leaving scene of an accident/hit and run: $532
Car insurance rates across Connecticut's top cities
Your location impacts your car insurance rate. Busy cities mean higher costs due to traffic, while quieter towns often have lower premiums.
Cities with the cheapest average monthly premium in Connecticut
#1. Conning Towers Nautilus Park: $170
#1. Noank: $170
#1. Poquonock Bridge: $170
#1. Groton: $170
#1. Groton Long Point: $170
Cities with the most expensive average monthly premium in Connecticut
#1. West Haven: $241
#2. South Britain: $240
#3. Bridgeport: $238
#4. Hamden: $237
#5. New Haven: $236
