Best counties to retire to in Georgia
Best counties to retire to in Georgia
Buyers and sellers of real estate alike—when asked what the three most essential considerations about a property are—will nearly always reply "location, location, location." While this answer is sometimes tongue-in-cheek, it is often quite accurate, and this reply perhaps applies to retirees more than any other demographic. Settling down after a lifetime of working and possibly raising a family calls for the perfect location: a spot where you can enjoy life with as few concerns as possible.
When seniors aged 65 or older decide where they want to live out their golden years, they consider particular factors, such as the cost of living, government services, health care facilities, weather and overall climate, crime rate, outdoor recreational activities, eating establishments, cultural and entertainment opportunities, and more.
To find the best counties to retire to in Georgia based on these criteria, Stacker compiled a list using 2025 rankings from Niche, which ranks counties based on cost of living, health care access, recreation, weather, and more. You can read more about Niche's methodology here.
While location is critical as retirees determine where to spend their senior years enjoying favorite activities, it's a unique decision based on many preferences and needs. Whether it be bustling downtowns or access to parks, affordable home prices or cultural amenities like museums, retirees seeking to settle in a permanent spot are sure to find a private paradise in any of these counties recommended by Niche because, in the end, there is no place like home—no matter the location.
Read on to discover the best counties to retire to in Georgia.
#25. Morgan County
- Niche grades: good for retirees (A-), cost of living (B), weather (B), outdoor activities (B+)
- Population: 20,614
- Median household income: $85,692
- Median home value: $323,100
- Top places to live: Madison (A), Buckhead (B), Bostwick (B)
#24. Elbert County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B+), outdoor activities (B)
- Population: 19,725
- Median household income: $49,727
- Median home value: $114,600
- Top places to live: Elberton (B), Bowman (C+), Dewy Rose (unavailable)
#23. Chatham County
- Niche grades: good for retirees (A-), cost of living (B-), weather (B+), outdoor activities (A-)
- Population: 298,143
- Median household income: $69,575
- Median home value: $273,300
- Top places to live: Dutch Island (A-), Whitemarsh Island (A-), Isle of Hope (A-)
#22. Irwin County
- Niche grades: good for retirees (A-), cost of living (A), weather (A-), outdoor activities (B)
- Population: 9,385
- Median household income: $53,915
- Median home value: $105,300
- Top places to live: Ocilla (B-)
#21. Forsyth County
- Niche grades: good for retirees (A-), cost of living (B-), weather (B), outdoor activities (A-)
- Population: 260,062
- Median household income: $138,000
- Median home value: $493,800
- Top places to live: Cumming (A)
#20. Habersham County
- Niche grades: good for retirees (A-), cost of living (B+), weather (B), outdoor activities (A-)
- Population: 46,948
- Median household income: $65,622
- Median home value: $212,000
- Top places to live: Clarkesville (A-), Demorest (A-), Mount Airy (A-)
#19. White County
- Niche grades: good for retirees (A-), cost of living (B+), weather (B), outdoor activities (A)
- Population: 28,454
- Median household income: $69,747
- Median home value: $262,200
- Top places to live: Cleveland (B), Helen (A-), Yonah (C+)
#18. Houston County
- Niche grades: good for retirees (A-), cost of living (B+), weather (A-), outdoor activities (B)
- Population: 166,902
- Median household income: $80,743
- Median home value: $205,600
- Top places to live: Perry (A), Warner Robins (A-), Centerville (A-)
#17. Wilkes County
- Niche grades: good for retirees (A-), cost of living (A), weather (A-), outdoor activities (C+)
- Population: 9,553
- Median household income: $52,542
- Median home value: $105,000
- Top places to live: Washington (B), Rayle (C+), Tignall (C+)
#16. Catoosa County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B-), outdoor activities (A-)
- Population: 68,356
- Median household income: $72,425
- Median home value: $214,200
- Top places to live: Indian Springs (B+), Lakeview (B), Fort Oglethorpe (B)
#15. Dawson County
- Niche grades: good for retirees (A-), cost of living (B-), weather (B-), outdoor activities (B+)
- Population: 28,704
- Median household income: $88,986
- Median home value: $351,900
- Top places to live: Dawsonville (B+)
#14. Oconee County
- Niche grades: good for retirees (A-), cost of living (B), weather (B), outdoor activities (A-)
- Population: 42,788
- Median household income: $115,925
- Median home value: $425,100
- Top places to live: Watkinsville (A+), Bogart (A), Bishop (A+)
#13. Pulaski County
- Niche grades: good for retirees (A-), cost of living (A-), weather (A-), outdoor activities (C+)
- Population: 9,893
- Median household income: $47,688
- Median home value: $144,300
- Top places to live: Hawkinsville (C+)
#12. Fannin County
- Niche grades: good for retirees (A-), cost of living (B+), weather (B), outdoor activities (B-)
- Population: 25,605
- Median household income: $58,073
- Median home value: $274,600
- Top places to live: Morganton (B), Blue Ridge (B), McCaysville (B-)
#11. Hart County
- Niche grades: good for retirees (A-), cost of living (A-), weather (B+), outdoor activities (B-)
- Population: 26,484
- Median household income: $57,241
- Median home value: $206,500
- Top places to live: Reed Creek (B), Hartwell (B), Bowersville (B+)
#10. Monroe County
- Niche grades: good for retirees (A), cost of living (A-), weather (A-), outdoor activities (B+)
- Population: 28,919
- Median household income: $82,863
- Median home value: $243,200
- Top places to live: Forsyth (A), Culloden (A-)
#9. Gilmer County
- Niche grades: good for retirees (A), cost of living (B+), weather (B), outdoor activities (A-)
- Population: 31,976
- Median household income: $72,542
- Median home value: $278,900
- Top places to live: Ellijay (B-), East Ellijay (B-)
#8. Putnam County
- Niche grades: good for retirees (A), cost of living (B+), weather (B+), outdoor activities (C+)
- Population: 22,524
- Median household income: $64,163
- Median home value: $222,000
- Top places to live: Eatonton (B+)
#7. Rabun County
- Niche grades: good for retirees (A), cost of living (B), weather (B-), outdoor activities (A-)
- Population: 17,107
- Median household income: $61,466
- Median home value: $272,600
- Top places to live: Mountain City (A-), Clayton (A-), Dillard (B+)
#6. Pickens County
- Niche grades: good for retirees (A), cost of living (B), weather (B), outdoor activities (B-)
- Population: 34,197
- Median household income: $75,293
- Median home value: $289,600
- Top places to live: Nelson (B+), Jasper (C)
#5. Towns County
- Niche grades: good for retirees (A), cost of living (B), weather (B), outdoor activities (B)
- Population: 12,739
- Median household income: $58,400
- Median home value: $311,900
- Top places to live: Hiawassee (B), Young Harris (B-)
#4. Fayette County
- Niche grades: good for retirees (A), cost of living (B-), weather (B), outdoor activities (A-)
- Population: 120,689
- Median household income: $108,986
- Median home value: $405,600
- Top places to live: Tyrone (A+), Peachtree City (A+), Fayetteville (A-)
#3. Union County
- Niche grades: good for retirees (A), cost of living (B+), weather (B), outdoor activities (B)
- Population: 25,598
- Median household income: $65,697
- Median home value: $272,600
- Top places to live: Blairsville (C)
#2. Glynn County
- Niche grades: good for retirees (A), cost of living (B), weather (A-), outdoor activities (B+)
- Population: 84,987
- Median household income: $68,546
- Median home value: $268,300
- Top places to live: St. Simons (A), Country Club Estates (B+), Dock Junction (B+)
#1. Greene County
- Niche grades: good for retirees (A), cost of living (B+), weather (B+), outdoor activities (C+)
- Population: 19,586
- Median household income: $84,530
- Median home value: $342,200
- Top places to live: Greensboro (B), White Plains (B), Union Point (B)
This story features data reporting by Wade Zhou and is part of a series utilizing data automation across 50 states.
