How much house does $500,000 buy you in Kahului?

Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A standard home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still rising, affordability keeps dropping, and starter homes are becoming harder to find as home values climb. This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were unusually slow this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Kahului?

To find out, Redfin Real Estate found listings near the $500,000 mark to see what types of homes you can actually afford in Kahului right now. Listings below $500,000 were included if necessary.

2180 W Vineyard St, Wailuku, HI 96793
- Price: $489,000
- 2 bedrooms, 2 bathrooms
- Square feet: 839
- See 2180 W Vineyard St, Wailuku, HI 96793 on Redfin.com

52 Kopi Ln, Wailuku, HI 96793
- Price: $490,000
- 2 bedrooms, 2 bathrooms
- Square feet: 830
- See 52 Kopi Ln, Wailuku, HI 96793 on Redfin.com

1000 Kamehameha V Hwy, Kaunakakai, HI 96748
- Price: $499,900
- 2 bedrooms, 2 bathrooms
- Square feet: 805
- See 1000 Kamehameha V Hwy, Kaunakakai, HI 96748 on Redfin.com

21 Waiaka Ln, Wailuku, HI 96793
- Price: $489,000
- 2 bedrooms, 2 bathrooms
- Square feet: 795
- See 21 Waiaka Ln, Wailuku, HI 96793 on Redfin.com

140 Uwapo Rd, Kihei, HI 96753
- Price: $479,000
- 2 bedrooms, 2 bathrooms
- Square feet: 742
- See 140 Uwapo Rd, Kihei, HI 96753 on Redfin.com

2747 S Kihei Rd, Kihei, HI 96753
- Price: $479,000
- 2 bedrooms, 2 bathrooms
- Square feet: 733
- See 2747 S Kihei Rd, Kihei, HI 96753 on Redfin.com

2747 S Kihei Rd, Kihei, HI 96753
- Price: $499,000
- 2 bedrooms, 2 bathrooms
- Square feet: 719
- See 2747 S Kihei Rd, Kihei, HI 96753 on Redfin.com

2747 S Kihei Rd, Kihei, HI 96753
- Price: $499,000
- 2 bedrooms, 2 bathrooms
- Square feet: 719
- See 2747 S Kihei Rd, Kihei, HI 96753 on Redfin.com

2747 S Kihei Rd, Kihei, HI 96753
- Price: $495,000
- 2 bedrooms, 2 bathrooms
- Square feet: 719
- See 2747 S Kihei Rd, Kihei, HI 96753 on Redfin.com

160 Keonekai Rd, Kihei, HI 96753
- Price: $499,999
- 2 bedrooms, 1.5 bathrooms
- Square feet: 750
- See 160 Keonekai Rd, Kihei, HI 96753 on Redfin.com

140 Uwapo Rd, Kihei, HI 96753
- Price: $475,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 750
- See 140 Uwapo Rd, Kihei, HI 96753 on Redfin.com

140 Uwapo Rd, Kihei, HI 96753
- Price: $499,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 750
- See 140 Uwapo Rd, Kihei, HI 96753 on Redfin.com

140 Uwapo Rd, Kihei, HI 96753
- Price: $499,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 750
- See 140 Uwapo Rd, Kihei, HI 96753 on Redfin.com

160 Keonekai Rd, Kihei, HI 96753
- Price: $499,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 750
- See 160 Keonekai Rd, Kihei, HI 96753 on Redfin.com

2058 Kanoe St, Kihei, HI 96753
- Price: $490,000
- 2 bedrooms, 1 bathroom
- Square feet: 715
- See 2058 Kanoe St, Kihei, HI 96753 on Redfin.com

60 Waipaa Ln, Wailuku, HI 96793
- Price: $485,000
- 2 bedrooms, 1 bathroom
- Square feet: 655
- See 60 Waipaa Ln, Wailuku, HI 96793 on Redfin.com

480 Kenolio Rd, Kihei, HI 96753
- Price: $499,000
- 2 bedrooms, 1 bathroom
- Square feet: 650
- See 480 Kenolio Rd, Kihei, HI 96753 on Redfin.com

4435 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $480,000
- 2 bedrooms, 1 bathroom
- Square feet: 641
- See 4435 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

160 Keonekai Rd, Kihei, HI 96753
- Price: $490,000
- 2 bedrooms, 1 bathroom
- Square feet: 625
- See 160 Keonekai Rd, Kihei, HI 96753 on Redfin.com

160 Keonekai Rd, Kihei, HI 96753
- Price: $475,000
- 2 bedrooms, 1 bathroom
- Square feet: 625
- See 160 Keonekai Rd, Kihei, HI 96753 on Redfin.com

3788 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $499,000
- 1 bedroom, 2 bathrooms
- Square feet: 790
- See 3788 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

3875 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $485,000
- 1 bedroom, 1 bathroom
- Square feet: 799
- See 3875 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

4310 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $480,000
- 1 bedroom, 1 bathroom
- Square feet: 631
- See 4310 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

4471 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $499,000
- 1 bedroom, 1 bathroom
- Square feet: 611
- See 4471 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

2191 S Kihei Rd, Kihei, HI 96753
- Price: $475,000
- 1 bedroom, 1 bathroom
- Square feet: 588
- See 2191 S Kihei Rd, Kihei, HI 96753 on Redfin.com

4327 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $485,000
- 0 bedrooms, 1 bathroom
- Square feet: 480
- See 4327 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

4327 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $495,000
- 0 bedrooms, 1 bathroom
- Square feet: 480
- See 4327 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

3543 Lower Honoapiilani Rd, Lahaina, HI 96761
- Price: $499,000
- 0 bedrooms, 1 bathroom
- Square feet: 454
- See 3543 Lower Honoapiilani Rd, Lahaina, HI 96761 on Redfin.com

938 S Kihei Rd, Kihei, HI 96753
- Price: $499,000
- 0 bedrooms, 1 bathroom
- Square feet: 433
- See 938 S Kihei Rd, Kihei, HI 96753 on Redfin.com

26 Napili Pl, Lahaina, HI 96761
- Price: $485,000
- 0 bedrooms, 1 bathroom
- Square feet: 400
- See 26 Napili Pl, Lahaina, HI 96761 on Redfin.com