Stress doesn't always announce itself as a full-blown crisis. Sometimes it looks like a longer commute, another bill arriving at the wrong time, too little sleep, or the creeping feeling that work never really ends. Where we live can have a massive effect on some of those pressures, which means everyday life can feel surprisingly different from one place to the next.
To better understand this, we used WalletHub's Most & Least Stressed States analysis to understand how this varies by state and what drives the differences. The study compares all 50 states across 40 indicators grouped into four areas: work-related stress, money-related stress, family-related stress, and health and safety, offering a broader picture than any single statistic could provide.
D.W // Shutterstock
1 / 20Iowa (#10 least stressed state)
- Total score: 37.28
- Work-related stress rank: #27
- Money-related stress rank: #36
- Family-related stress rank: #45
- Health & safety-related stress rank: #33
Family life is where Iowa really shines, ranking 45th nationally for family-related stress. That, combined with a manageable pace of life in cities like Des Moines and Cedar Rapids, keeps the state's overall pressure well below the national average.
Sean Pavone // Shutterstock
2 / 20Massachusetts (#9 least stressed state)
- Total score: 36.54
- Work-related stress rank: #32
- Money-related stress rank: #44
- Family-related stress rank: #28
- Health & safety-related stress rank: #50
No state does better on health and safety than Massachusetts, which ranks dead last (in the best possible way). Access to medical care across Greater Boston, Worcester, and the rest of the state gives residents a real cushion, and the other three categories all land comfortably in the lower half of the stress spectrum.
JTMC // Shutterstock
3 / 20Connecticut (#8 least stressed state)
- Total score: 36.46
- Work-related stress rank: #37
- Money-related stress rank: #38
- Family-related stress rank: #36
- Health & safety-related stress rank: #46
No single category explains Connecticut's low-stress standing; instead, the state posts comparatively low stress across several measures. Communities from Stamford and New Haven to quieter towns along the Connecticut River combine access to major employment centers with the breathing room of a smaller New England state.
Jacob Boomsma // Shutterstock
4 / 20North Dakota (#7 least stressed state)
- Total score: 35.84
- Work-related stress rank: #18
- Money-related stress rank: #40
- Family-related stress rank: #44
- Health & safety-related stress rank: #48
Wide-open spaces aren't an official stress treatment, but North Dakota certainly has plenty of them. Particularly low family and health-and-safety stress help the state place seventh here, while smaller population centers such as Fargo, Bismarck, and Grand Forks offer a very different daily rhythm from America's biggest metros.
Sean Pavone // Shutterstock
5 / 20Idaho (#6 least stressed state)
- Total score: 35.12
- Work-related stress rank: #47
- Money-related stress rank: #14
- Family-related stress rank: #46
- Health & safety-related stress rank: #42
Work and family pressures are where Idaho really separates itself, ranking among the least stressed states in both categories. Boise may be growing quickly, but access to mountains, trails, rivers, and outdoor recreation throughout the Treasure Valley and beyond gives Idaho residents plenty of ways to step away from the daily grind.
Mihai_Andritoiu // Shutterstock
6 / 20Vermont (#5 least stressed state)
- Total score: 33.77
- Work-related stress rank: #50
- Money-related stress rank: #27
- Family-related stress rank: #26
- Health & safety-related stress rank: #47
Nowhere in the country scores better for work-related stress than Vermont. Its small towns, rural landscape, and compact communities create a lifestyle far removed from the rush of major metropolitan areas, while Burlington and the Green Mountains put both everyday amenities and outdoor escapes within reach.
Mihai_Andritoiu // Shutterstock
7 / 20New Hampshire (#4 least stressed state)
- Total score: 33.51
- Work-related stress rank: #45
- Money-related stress rank: #47
- Family-related stress rank: #43
- Health & safety-related stress rank: #38
New Hampshire keeps stress relatively low across the board rather than relying on one exceptional category. Residents around Manchester, Nashua, and Concord have access to jobs and services while the White Mountains, lakes, and extensive outdoor recreation provide an entirely different setting when city life starts feeling a little too loud.
CK Foto // Shutterstock
8 / 20Minnesota (#3 least stressed state)
- Total score: 33.50
- Work-related stress rank: #23
- Money-related stress rank: #50
- Family-related stress rank: #47
- Health & safety-related stress rank: #40
Minnesota records the lowest money-related stress in the country and also performs particularly well for family stress. Even around Minneapolis-St. Paul, residents have extensive parks, lakes, trails, and recreation nearby, giving the Twin Cities an outdoorsy counterbalance to the demands of a major employment center.
f11photo // Shutterstock
9 / 20Utah (#2 least stressed state)
- Total score: 32.61
- Work-related stress rank: #49
- Money-related stress rank: #23
- Family-related stress rank: #50
- Health & safety-related stress rank: #32
Family-related stress reaches its lowest level nationwide in Utah, while work stress is also remarkably low. Along the Wasatch Front, cities such as Salt Lake City, Provo, and Ogden sit within easy reach of hiking, skiing, and mountain recreation, adding a distinctive outdoor component to everyday life in the state.
Jacob Boomsma // Shutterstock
10 / 20South Dakota (#1 least stressed state)
- Total score: 32.35
- Work-related stress rank: #42
- Money-related stress rank: #43
- Family-related stress rank: #49
- Health & safety-related stress rank: #37
South Dakota takes the least-stressed crown with the lowest total score of all 50 states. Family and financial stress are particularly low, while places such as Sioux Falls and Rapid City combine smaller-city living with easy access to parks and outdoor spaces, a formula that looks considerably calmer than life in the states at the opposite end of this ranking.
Sean Pavone // Shutterstock
11 / 20Alabama (#10 most stressed state)
- Total score: 50.99
- Work-related stress rank: #43
- Money-related stress rank: #6
- Family-related stress rank: #14
- Health & safety-related stress rank: #10
Financial pressure is one of Alabama's biggest stress points, with the state ranking sixth nationally for money-related stress. Health and safety concerns also contribute to the picture, meaning that even the comparatively relaxed pace of places such as Birmingham, Huntsville, and Mobile isn't enough to keep Alabama out of the 10 most stressed states.
Carmen K. Sisson // Shutterstock
12 / 20Mississippi (#9 most stressed state)
- Total score: 52.16
- Work-related stress rank: #36
- Money-related stress rank: #1
- Family-related stress rank: #33
- Health & safety-related stress rank: #9
Money weighs particularly heavily on Mississippi residents: no state posts a higher financial stress score. From Jackson to Gulfport and communities throughout the Mississippi Delta, economic pressures combine with health and safety challenges to push the Magnolia State further toward the stressful end of the spectrum.
Terelyuk // Shutterstock
13 / 20Oregon (#8 most stressed state)
- Total score: 52.39
- Work-related stress rank: #39
- Money-related stress rank: #11
- Family-related stress rank: #2
- Health & safety-related stress rank: #12
Oregon's forests and famously outdoorsy lifestyle may look peaceful, but the numbers tell a more complicated story. Family-related stress is especially pronounced, ranking second nationwide, while financial and health-and-safety pressures add to the strain felt from the Portland metro area to communities elsewhere in the state.
Sean Pavone // Shutterstock
14 / 20Oklahoma (#7 most stressed state)
- Total score: 53.47
- Work-related stress rank: #24
- Money-related stress rank: #10
- Family-related stress rank: #10
- Health & safety-related stress rank: #8
Oklahoma lands inside the top 10 for three separate stress categories: money, family, and health and safety. That unusually broad combination suggests residents face pressures on several fronts at once, whether they live in the Oklahoma City metro, Tulsa, or one of the state's many smaller communities.
Nick Fox // Shutterstock
15 / 20Nevada (#6 most stressed state)
- Total score: 53.82
- Work-related stress rank: #31
- Money-related stress rank: #8
- Family-related stress rank: #11
- Health & safety-related stress rank: #4
Beyond the neon and nonstop tourism of Las Vegas, Nevada faces some considerably less glamorous challenges. The state places fourth for health and safety-related stress and eighth for financial stress, pressures that affect residents across the Las Vegas Valley, Reno, and rapidly growing communities throughout the Silver State.
Nina Alizada // Shutterstock
16 / 20Arkansas (#5 most stressed state)
- Total score: 55.60
- Work-related stress rank: #33
- Money-related stress rank: #2
- Family-related stress rank: #25
- Health & safety-related stress rank: #1
Arkansas reaches the top five largely because two categories hit particularly hard: it has the nation's highest health and safety-related stress and the second-highest financial stress. Those challenges create a tougher backdrop for everyday life across Little Rock, Fayetteville, Fort Smith, and the state's more rural areas.
Heather Michael // Shutterstock
17 / 20West Virginia (#4 most stressed state)
- Total score: 56.20
- Work-related stress rank: #13
- Money-related stress rank: #4
- Family-related stress rank: #17
- Health & safety-related stress rank: #3
Economic strain and health concerns put substantial pressure on West Virginia despite its slower-paced Appalachian setting. Money-related stress ranks fourth in the country and health and safety stress ranks third, creating challenges that extend from Charleston and Huntington into the Mountain State's smaller towns and rural communities.
Sean Pavone // Shutterstock
18 / 20New Mexico (#3 most stressed state)
- Total score: 57.65
- Work-related stress rank: #29
- Money-related stress rank: #5
- Family-related stress rank: #1
- Health & safety-related stress rank: #13
New Mexico's biggest pressure point comes from family-related stress, where it ranks first nationwide, while financial stress is also among the country's highest. Albuquerque, Santa Fe, and Las Cruces may offer very different local lifestyles, but those statewide challenges help explain why New Mexico climbs all the way to third place.
Alexey Stiop // Shutterstock
19 / 20Kentucky (#2 most stressed state)
- Total score: 58.18
- Work-related stress rank: #3
- Money-related stress rank: #7
- Family-related stress rank: #4
- Health & safety-related stress rank: #6
Stress in Kentucky isn't concentrated in just one corner of daily life. The state ranks within the national top seven across all four categories, including third for work-related stress and fourth for family-related pressures, a difficult combination for residents from Louisville and Lexington to smaller Appalachian communities.
RebeccaDLev // Shutterstock
20 / 20Louisiana (#1 most stressed state)
- Total score: 62.86
- Work-related stress rank: #1
- Money-related stress rank: #3
- Family-related stress rank: #6
- Health & safety-related stress rank: #2
Louisiana takes the unwanted #1 spot with high stress levels touching virtually every part of life. It ranks first for work-related stress, second for health and safety, and third for financial pressure, making the challenges facing residents of New Orleans, Baton Rouge, Shreveport, and communities across the state especially wide-ranging.
Read more stories from Stacker about what's driving stress across the U.S.