The 13 most affordable cities in Kansas to buy a house
Homeownership is fundamental to the American dream. It offers wealth, security, community, and countless other benefits. Yet for many Kansas residents, the dream feels increasingly out of reach—even as incomes rise and mortgage rates fall. Near-record prices have made homes hard to come by and often even harder to afford, leaving buyers and sellers stuck and younger generations priced out.
But affordable pockets still exist. In cities across the state, residents can comfortably spend around 30% of their income or less on housing, which is widely considered the affordable threshold.
To find out where these cities are, Redfin Real Estate ranked the most affordable cities in Kansas, based on their local payment to income ratios. All data is an average for the January-October 2025 period. To see the most affordable cities in the country, read this recent Redfin article.
#1. Haysville, Kansas
- Payment to income ratio: 22.3%
- Median sale price: $200,974
- Median household income: $69,057
- Income needed to buy: $51,321
- Median monthly mortgage payment: $1,283
- See homes for sale in Haysville on Redfin.com
#2. Andover, Kansas
- Payment to income ratio: 24.2%
- Median sale price: $336,928
- Median household income: $106,676
- Income needed to buy: $86,039
- Median monthly mortgage payment: $2,151
- See homes for sale in Andover on Redfin.com
#3. Leavenworth, Kansas
- Payment to income ratio: 24.8%
- Median sale price: $230,328
- Median household income: $71,239
- Income needed to buy: $58,817
- Median monthly mortgage payment: $1,470
- See homes for sale in Leavenworth on Redfin.com
#4. Derby, Kansas
- Payment to income ratio: 25.8%
- Median sale price: $276,022
- Median household income: $82,089
- Income needed to buy: $70,486
- Median monthly mortgage payment: $1,762
- See homes for sale in Derby on Redfin.com
#5. Lansing, Kansas
- Payment to income ratio: 26.1%
- Median sale price: $343,735
- Median household income: $100,871
- Income needed to buy: $87,777
- Median monthly mortgage payment: $2,194
- See homes for sale in Lansing on Redfin.com
#6. Olathe, Kansas
- Payment to income ratio: 30.8%
- Median sale price: $450,873
- Median household income: $112,232
- Income needed to buy: $115,136
- Median monthly mortgage payment: $2,878
- See homes for sale in Olathe on Redfin.com
#7. Leawood, Kansas
- Payment to income ratio: 32.0%
- Median sale price: $771,990
- Median household income: $184,976
- Income needed to buy: $197,138
- Median monthly mortgage payment: $4,928
- See homes for sale in Leawood on Redfin.com
#8. Gardner, Kansas
- Payment to income ratio: 32.5%
- Median sale price: $392,949
- Median household income: $92,579
- Income needed to buy: $100,345
- Median monthly mortgage payment: $2,509
- See homes for sale in Gardner on Redfin.com
#9. Shawnee, Kansas
- Payment to income ratio: 32.8%
- Median sale price: $455,024
- Median household income: $106,312
- Income needed to buy: $116,196
- Median monthly mortgage payment: $2,905
- See homes for sale in Shawnee on Redfin.com
#10. Prairie Village, Kansas
- Payment to income ratio: 35.7%
- Median sale price: $502,320
- Median household income: $107,664
- Income needed to buy: $128,274
- Median monthly mortgage payment: $3,207
- See homes for sale in Prairie Village on Redfin.com
#11. Merriam, Kansas
- Payment to income ratio: 36.0%
- Median sale price: $336,780
- Median household income: $71,665
- Income needed to buy: $86,001
- Median monthly mortgage payment: $2,150
- See homes for sale in Merriam on Redfin.com
#12. Overland Park, Kansas
- Payment to income ratio: 39.4%
- Median sale price: $533,600
- Median household income: $103,838
- Income needed to buy: $136,262
- Median monthly mortgage payment: $3,407
- See homes for sale in Overland Park on Redfin.com
#13. Lenexa, Kansas
- Payment to income ratio: 41.4%
- Median sale price: $552,796
- Median household income: $102,344
- Income needed to buy: $141,163
- Median monthly mortgage payment: $3,529
- See homes for sale in Lenexa on Redfin.com
