The 20 most competitive housing markets in Kentucky

Across much of the U.S., people are struggling to buy and sell homes. Homebuyers are scared off by high prices and economic uncertainty, while home sellers are staying put until they can earn more profit from the sale. Student loan debt is adding even more pressure on younger buyers. As such, houses are selling at a historically slow rate, especially in the Sun Belt—even as mortgage rates fall.

That's not the case everywhere, though. In today's market, understanding your local level of competition can help you make smarter decisions. It affects everything from how quickly homes sell to how much negotiating power buyers and sellers have.

Conditions vary widely across Kentucky—but this list can help. Redfin Real Estate ranked the most competitive cities in Kentucky based on their combined months of supply (lower is better), average sale to list ratio (higher is better), and median days on market (lower is better). All data is an average for the January-October 2025 period. To see the most competitive cities in the country, read this recent Redfin article.

#1. Independence, Kentucky
- Days on market: 10.83 days
- Sale to list ratio: 99.3%
- Months of supply: 1.27 months
- Share of homes sold above list price: 30.4%
- Share of homes that went off market in two weeks: 63.1%
- See homes for sale in Independence on Redfin.com

#2. Burlington, Kentucky
- Days on market: 10.66 days
- Sale to list ratio: 99.0%
- Months of supply: 1.19 months
- Share of homes sold above list price: 26.0%
- Share of homes that went off market in two weeks: 69.1%
- See homes for sale in Burlington on Redfin.com

#3. Florence, Kentucky
- Days on market: 12.81 days
- Sale to list ratio: 98.9%
- Months of supply: 1.02 months
- Share of homes sold above list price: 30.3%
- Share of homes that went off market in two weeks: 57.1%
- See homes for sale in Florence on Redfin.com

#4. Erlanger, Kentucky
- Days on market: 11.32 days
- Sale to list ratio: 98.9%
- Months of supply: 1.23 months
- Share of homes sold above list price: 30.4%
- Share of homes that went off market in two weeks: 65.6%
- See homes for sale in Erlanger on Redfin.com

#5. Jeffersontown, Kentucky
- Days on market: 26.74 days
- Sale to list ratio: 99.1%
- Months of supply: 1.51 months
- Share of homes sold above list price: 32.1%
- Share of homes that went off market in two weeks: 56.6%
- See homes for sale in Jeffersontown on Redfin.com

#6. St. Matthews, Kentucky
- Days on market: 32.57 days
- Sale to list ratio: 99.2%
- Months of supply: 1.62 months
- Share of homes sold above list price: 28.0%
- Share of homes that went off market in two weeks: 61.6%
- See homes for sale in St. Matthews on Redfin.com

#7. Lyndon, Kentucky
- Days on market: 31.68 days
- Sale to list ratio: 99.5%
- Months of supply: 2.14 months
- Share of homes sold above list price: 27.3%
- Share of homes that went off market in two weeks: 62.3%
- See homes for sale in Lyndon on Redfin.com

#8. Shively, Kentucky
- Days on market: 33.69 days
- Sale to list ratio: 99.2%
- Months of supply: 1.78 months
- Share of homes sold above list price: 35.3%
- Share of homes that went off market in two weeks: 51.1%
- See homes for sale in Shively on Redfin.com

#9. Alexandria, Kentucky
- Days on market: 15.6 days
- Sale to list ratio: 98.3%
- Months of supply: 1.54 months
- Share of homes sold above list price: 24.3%
- Share of homes that went off market in two weeks: 53.6%
- See homes for sale in Alexandria on Redfin.com

#10. Fort Thomas, Kentucky
- Days on market: 16.59 days
- Sale to list ratio: 97.9%
- Months of supply: 1.59 months
- Share of homes sold above list price: 24.1%
- Share of homes that went off market in two weeks: 58.3%
- See homes for sale in Fort Thomas on Redfin.com

#11. Covington, Kentucky
- Days on market: 19.0 days
- Sale to list ratio: 98.2%
- Months of supply: 1.84 months
- Share of homes sold above list price: 26.3%
- Share of homes that went off market in two weeks: 55.3%
- See homes for sale in Covington on Redfin.com

#12. Georgetown, Kentucky
- Days on market: 51.71 days
- Sale to list ratio: 99.0%
- Months of supply: 2.11 months
- Share of homes sold above list price: 16.7%
- Share of homes that went off market in two weeks: 41.9%
- See homes for sale in Georgetown on Redfin.com

#13. Louisville, Kentucky
- Days on market: 34.52 days
- Sale to list ratio: 98.8%
- Months of supply: 2.28 months
- Share of homes sold above list price: 29.0%
- Share of homes that went off market in two weeks: 49.3%
- See homes for sale in Louisville on Redfin.com

#14. Francisville, Kentucky
- Days on market: 34.02 days
- Sale to list ratio: 98.6%
- Months of supply: 2.31 months
- Share of homes sold above list price: 15.5%
- Share of homes that went off market in two weeks: 53.0%
- See homes for sale in Francisville on Redfin.com

#14. Henderson, Kentucky
- Days on market: 20.93 days
- Sale to list ratio: 97.8%
- Months of supply: 1.85 months
- Share of homes sold above list price: 25.4%
- Share of homes that went off market in two weeks: 43.5%
- See homes for sale in Henderson on Redfin.com

#16. Lexington-Fayette, Kentucky
- Days on market: 35.87 days
- Sale to list ratio: 98.5%
- Months of supply: 2.18 months
- Share of homes sold above list price: 22.7%
- Share of homes that went off market in two weeks: 52.6%
- See homes for sale in Lexington-Fayette on Redfin.com

#17. Mount Washington, Kentucky
- Days on market: 41.82 days
- Sale to list ratio: 98.9%
- Months of supply: 2.59 months
- Share of homes sold above list price: 22.4%
- Share of homes that went off market in two weeks: 45.3%
- See homes for sale in Mount Washington on Redfin.com

#18. Lexington, Kentucky
- Days on market: 35.88 days
- Sale to list ratio: 98.5%
- Months of supply: 2.18 months
- Share of homes sold above list price: 22.7%
- Share of homes that went off market in two weeks: 52.6%
- See homes for sale in Lexington on Redfin.com

#19. Newport, Kentucky
- Days on market: 19.09 days
- Sale to list ratio: 97.8%
- Months of supply: 2.77 months
- Share of homes sold above list price: 19.9%
- Share of homes that went off market in two weeks: 47.8%
- See homes for sale in Newport on Redfin.com

#20. Shepherdsville, Kentucky
- Days on market: 42.21 days
- Sale to list ratio: 98.5%
- Months of supply: 2.6 months
- Share of homes sold above list price: 24.4%
- Share of homes that went off market in two weeks: 40.4%
- See homes for sale in Shepherdsville on Redfin.com