The 14 most affordable cities in Maine to buy a house

Homeownership is fundamental to the American dream. It offers wealth, security, community, and countless other benefits. Yet for many Maine residents, the dream feels increasingly out of reach—even as incomes rise and mortgage rates fall. Near-record prices have made homes hard to come by and often even harder to afford, leaving buyers and sellers stuck and younger generations priced out.

But affordable pockets still exist. In cities across the state, residents can comfortably spend around 30% of their income or less on housing, which is widely considered the affordable threshold.

To find out where these cities are, Redfin Real Estate ranked the most affordable cities in Maine, based on their local payment to income ratios. All data is an average for the January-October 2025 period. To see the most affordable cities in the country, read this recent Redfin article.

#1. Gorham, Maine
- Payment to income ratio: 29.4%
- Median sale price: $480,639
- Median household income: $125,058
- Income needed to buy: $122,737
- Median monthly mortgage payment: $3,068
- See homes for sale in Gorham on Redfin.com

#2. Sanford, Maine
- Payment to income ratio: 38.3%
- Median sale price: $352,867
- Median household income: $70,570
- Income needed to buy: $90,109
- Median monthly mortgage payment: $2,253
- See homes for sale in Sanford on Redfin.com

#3. Westbrook, Maine
- Payment to income ratio: 41.2%
- Median sale price: $461,276
- Median household income: $85,868
- Income needed to buy: $117,793
- Median monthly mortgage payment: $2,945
- See homes for sale in Westbrook on Redfin.com

#4. North Windham, Maine
- Payment to income ratio: 41.4%
- Median sale price: $469,996
- Median household income: $86,972
- Income needed to buy: $120,020
- Median monthly mortgage payment: $3,000
- See homes for sale in North Windham on Redfin.com

#5. Brunswick, Maine
- Payment to income ratio: 42.2%
- Median sale price: $375,585
- Median household income: $68,190
- Income needed to buy: $95,910
- Median monthly mortgage payment: $2,398
- See homes for sale in Brunswick on Redfin.com

#6. Topsham, Maine
- Payment to income ratio: 43.2%
- Median sale price: $454,574
- Median household income: $80,545
- Income needed to buy: $116,081
- Median monthly mortgage payment: $2,902
- See homes for sale in Topsham on Redfin.com

#7. Bath, Maine
- Payment to income ratio: 44.9%
- Median sale price: $384,188
- Median household income: $65,565
- Income needed to buy: $98,107
- Median monthly mortgage payment: $2,453
- See homes for sale in Bath on Redfin.com

#8. South Portland, Maine
- Payment to income ratio: 51.2%
- Median sale price: $565,343
- Median household income: $84,563
- Income needed to buy: $144,367
- Median monthly mortgage payment: $3,609
- See homes for sale in South Portland on Redfin.com

#9. Saco, Maine
- Payment to income ratio: 51.4%
- Median sale price: $566,023
- Median household income: $84,328
- Income needed to buy: $144,541
- Median monthly mortgage payment: $3,614
- See homes for sale in Saco on Redfin.com

#10. Old Orchard Beach, Maine
- Payment to income ratio: 59.9%
- Median sale price: $514,809
- Median household income: $65,842
- Income needed to buy: $131,463
- Median monthly mortgage payment: $3,287
- See homes for sale in Old Orchard Beach on Redfin.com

#11. Portland, Maine
- Payment to income ratio: 60.5%
- Median sale price: $601,129
- Median household income: $76,174
- Income needed to buy: $153,506
- Median monthly mortgage payment: $3,838
- See homes for sale in Portland on Redfin.com

#12. Kennebunk, Maine
- Payment to income ratio: 62.4%
- Median sale price: $758,325
- Median household income: $93,167
- Income needed to buy: $193,648
- Median monthly mortgage payment: $4,841
- See homes for sale in Kennebunk on Redfin.com

#13. Yarmouth, Maine
- Payment to income ratio: 69.5%
- Median sale price: $836,865
- Median household income: $92,311
- Income needed to buy: $213,704
- Median monthly mortgage payment: $5,343
- See homes for sale in Yarmouth on Redfin.com

#14. Kittery, Maine
- Payment to income ratio: 70.3%
- Median sale price: $656,586
- Median household income: $71,574
- Income needed to buy: $167,668
- Median monthly mortgage payment: $4,192
- See homes for sale in Kittery on Redfin.com