Car insurance rates in Lewiston, Maine October 2025
The auto insurance rates published in this guide are based on the results of research completed by Way.com's data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only.
- USAA provides the cheapest liability coverage at $26 per month in Lewiston.
- USAA offers the cheapest rates for full coverage insurance in Lewiston at $60 per month.
Read on to learn more about car insurance price trends in Lewiston. More car insurance rate data is available in the original article at Way.com.
Cheapest liability insurance in Lewiston
For drivers looking to meet Lewiston minimum car insurance requirements, liability-only insurance is the most budget-friendly choice.
Cheapest liability insurance in Lewiston
#1. USAA: $26
#2. Auto-Owners: $27
#2. Vermont Mutual: $27
#4. Concord Group: $30
#5. Frankenmuth: $33
Cheap full coverage in Lewiston
Full coverage combines liability, comprehensive, and collision insurance, offering broader protection than liability coverage, which only covers damages or injuries you cause to others.
Cheapest full coverage insurance in Lewiston
#1. Concord Group: $60
#2. Travelers: $74
#3. Vermont Mutual: $77
#4. USAA: $79
#5. Concord: $97
Impact of traffic violations on Lewiston auto insurance rates
In Lewiston, your car insurance premiums can rise significantly due to traffic violations. The extent of the increase depends on factors such as the violation type, local regulations, and the insurer's policies. Minor offenses like speeding might cause a small increase, while more serious violations, such as DUIs, can lead to much higher rates. Additionally, the effect on premiums in Lewiston may differ from the national average due to regional risks and rules.
Here's a breakdown of average auto insurance rates in Lewiston after common driving violations.
- No violation: $108
- Not-at-fault accident: $117
- Failure to wear a seat belt: $125
- Speeding 6 - 10 MPH over limit: $131
- Speeding 21 - 25 MPH over limit: $134
- DUI: $197
- Reckless driving: $188
- Driving with a suspended license: $188
- Leaving scene of an accident/hit and run: $209
