How much house does $500,000 buy you in Bay City?

Written by:
October 2, 2025
Alena Mozhjer // Shutterstock
This story was produced by Redfin Real Estate and reviewed and distributed by Stacker Media.

How much house does $500,000 buy you in Bay City?

Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A standard home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still rising, affordability keeps dropping, and starter homes are becoming harder to find as home values climb. This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were unusually slow this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Bay City?

To find out, Redfin Real Estate found listings near the $500,000 mark to see what types of homes you can actually afford in Bay City right now. Listings below $500,000 were included if necessary.

2515 11 Mile Rd, Auburn, MI 48611
- Price: $325,000
- 6 bedrooms, 2.5 bathrooms
- Square feet: 3,000
- See 2515 11 Mile Rd, Auburn, MI 48611 on Redfin.com

4649 Stephanie Ct, Auburn, MI 48611
- Price: $479,900
- 5 bedrooms, 3.5 bathrooms
- Square feet: 2,921
- See 4649 Stephanie Ct, Auburn, MI 48611 on Redfin.com

4649 Stephanie St, Auburn, MI 48611
- Price: $479,900
- 5 bedrooms, 3.5 bathrooms
- Square feet: 2,256
- See 4649 Stephanie St, Auburn, MI 48611 on Redfin.com

820 N Johnson St, Bay City, MI 48708
- Price: $494,900
- 5 bedrooms, 3 bathrooms
- Square feet: 3,924
- See 820 N Johnson St, Bay City, MI 48708 on Redfin.com

2951 N Huron Rd, Pinconning, MI 48650
- Price: $379,000
- 5 bedrooms, 3 bathrooms
- Square feet: 3,015
- See 2951 N Huron Rd, Pinconning, MI 48650 on Redfin.com

2148 Wheeler Rd, Bay City, MI 48706
- Price: $449,999
- 5 bedrooms, 3 bathrooms
- Square feet: 2,955
- See 2148 Wheeler Rd, Bay City, MI 48706 on Redfin.com

3044 Niccolet Pl, Bay City, MI 48706
- Price: $374,900
- 5 bedrooms, 2.5 bathrooms
- Square feet: 2,857
- See 3044 Niccolet Pl, Bay City, MI 48706 on Redfin.com

105 Parkwood Ct, Bay City, MI 48708
- Price: $499,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 4,219
- See 105 Parkwood Ct, Bay City, MI 48708 on Redfin.com

2309 Nurmi Dr, Bay City, MI 48708
- Price: $379,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 2,894
- See 2309 Nurmi Dr, Bay City, MI 48708 on Redfin.com

1 Nelson Ln, Bay City, MI 48708
- Price: $399,900
- 4 bedrooms, 3 bathrooms
- Square feet: 3,287
- See 1 Nelson Ln, Bay City, MI 48708 on Redfin.com

2242 Kara Dr, Bay City, MI 48706
- Price: $349,900
- 4 bedrooms, 3 bathrooms
- Square feet: 2,625
- See 2242 Kara Dr, Bay City, MI 48706 on Redfin.com

1735 Fraser Rd, Kawkawlin, MI 48631
- Price: $420,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,400
- See 1735 Fraser Rd, Kawkawlin, MI 48631 on Redfin.com

2430 Kaiser Rd, Pinconning, MI 48650
- Price: $479,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 4,070
- See 2430 Kaiser Rd, Pinconning, MI 48650 on Redfin.com

1010 6Th St, Bay City, MI 48708
- Price: $364,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,707
- See 1010 6Th St, Bay City, MI 48708 on Redfin.com

14 Cove Dr, Bay City, MI 48706
- Price: $399,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 1,971
- See 14 Cove Dr, Bay City, MI 48706 on Redfin.com

4855 Wheat Ridge Ct, Auburn, MI 48611
- Price: $420,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 1,920
- See 4855 Wheat Ridge Ct, Auburn, MI 48611 on Redfin.com

3175 Carter Rd, Auburn, MI 48611
- Price: $332,000
- 4 bedrooms, 2 bathrooms
- Square feet: 2,217
- See 3175 Carter Rd, Auburn, MI 48611 on Redfin.com

406 Lincoln Dr, Bay City, MI 48706
- Price: $349,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,810
- See 406 Lincoln Dr, Bay City, MI 48706 on Redfin.com

929 Underwood Ln, Essexville, MI 48732
- Price: $500,000
- 3 bedrooms, 3 bathrooms
- Square feet: 3,351
- See 929 Underwood Ln, Essexville, MI 48732 on Redfin.com

1408 S Huron Rd, Kawkawlin, MI 48631
- Price: $325,000
- 3 bedrooms, 3 bathrooms
- Square feet: 2,600
- See 1408 S Huron Rd, Kawkawlin, MI 48631 on Redfin.com

201 Lagoon Beach Dr, Bay City, MI 48706
- Price: $494,900
- 3 bedrooms, 3 bathrooms
- Square feet: 1,770
- See 201 Lagoon Beach Dr, Bay City, MI 48706 on Redfin.com

5977 Faith Blvd, Bay City, MI 48706
- Price: $459,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,546
- See 5977 Faith Blvd, Bay City, MI 48706 on Redfin.com

3425 Win Kae Pl, Bay City, MI 48706
- Price: $335,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,394
- See 3425 Win Kae Pl, Bay City, MI 48706 on Redfin.com

1598 Dawn Marie Ct, Auburn, MI 48611
- Price: $339,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,850
- See 1598 Dawn Marie Ct, Auburn, MI 48611 on Redfin.com

2041 Carter Rd, Midland, MI 48642
- Price: $350,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,608
- See 2041 Carter Rd, Midland, MI 48642 on Redfin.com

North Union Rd, Auburn, MI 48611
- Price: $379,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,498
- See North Union Rd, Auburn, MI 48611 on Redfin.com

5920 Avalon Dr, Pinconning, MI 48650
- Price: $435,000
- 3 bedrooms, 1.5 bathrooms
- Square feet: 2,383
- See 5920 Avalon Dr, Pinconning, MI 48650 on Redfin.com

3823 Utah Dr, Bay City, MI 48706
- Price: $325,000
- 3 bedrooms, 1 bathroom
- Square feet: 1,312
- See 3823 Utah Dr, Bay City, MI 48706 on Redfin.com

547 River Rd, Bay City, MI 48706
- Price: $349,900
- 2 bedrooms, 2 bathrooms
- Square feet: 1,408
- See 547 River Rd, Bay City, MI 48706 on Redfin.com

3322 Old Kawkawlin Rd, Bay City, MI 48706
- Price: $485,000
- 2 bedrooms, 1 bathroom
- Square feet: 1,140
- See 3322 Old Kawkawlin Rd, Bay City, MI 48706 on Redfin.com

Trending Now