Cities with the most expensive homes in the St. Cloud metro area

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FOTOGRIN // Shutterstock
FOTOGRIN // Shutterstock

Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, affordability plays a huge role for buyers.

The typical home value in the United States was $369,678 in August, 1.3% higher than the year before.

High mortgage rates are also making monthly payments more expensive; as of September 17, the 30-year fixed mortgage rate sits at 6.95%.

Although home prices have inflated all across the U.S., there are some cities that command a higher price tag than others. Location, size, age, and condition are all contributing factors to home value.

Stacker compiled a list of cities with the most expensive homes in the St. Cloud metro area using data from Zillow. Charts show the monthly typical home value since January 2018. All 25 cities and towns with data available were included in the list.

You may also like: Is it cheaper to buy or rent in St. Cloud in 2026?

#25. Belgrade, MN

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#25. Belgrade, MN

- Typical home value: $184,532
- 1-year price change: +1.5%
- 5-year price change: +23.6%

#24. Paynesville, MN

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#24. Paynesville, MN

- Typical home value: $224,282
- 1-year price change: +2.1%
- 5-year price change: +29.7%

#23. Melrose, MN

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#23. Melrose, MN

- Typical home value: $232,287
- 1-year price change: +2.2%
- 5-year price change: +27.9%

#22. Brooten, MN

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#22. Brooten, MN

- Typical home value: $236,322
- 1-year price change: -1.2%
- 5-year price change: +18.3%

#20. Foley, MN

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#20. Foley, MN

- Typical home value: $257,064
- 1-year price change: +1.2%
- 5-year price change: +29.0%

#19. Kimball, MN

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#19. Kimball, MN

- Typical home value: $262,406
- 1-year price change: +0.9%
- 5-year price change: +24.4%

#18. Gilman, MN

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#18. Gilman, MN

- Typical home value: $264,004
- 1-year price change: +1.2%
- 5-year price change: data not available

#17. Eden Valley, MN

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#17. Eden Valley, MN

- Typical home value: $295,219
- 1-year price change: +4.4%
- 5-year price change: +20.3%

#15. Sauk Rapids, MN

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#15. Sauk Rapids, MN

- Typical home value: $303,905
- 1-year price change: +1.9%
- 5-year price change: +25.1%

#14. Sauk Centre, MN

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#14. Sauk Centre, MN

- Typical home value: $315,520
- 1-year price change: +3.0%
- 5-year price change: +26.6%

#13. Watkins, MN

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#13. Watkins, MN

- Typical home value: $320,084
- 1-year price change: +4.8%
- 5-year price change: +21.1%

#12. Saint Joseph, MN

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#12. Saint Joseph, MN

- Typical home value: $334,548
- 1-year price change: +4.1%
- 5-year price change: +26.9%

#10. Rice, MN

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#10. Rice, MN

- Typical home value: $351,400
- 1-year price change: +2.2%
- 5-year price change: +23.5%

#9. Albany, MN

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#9. Albany, MN

- Typical home value: $351,957
- 1-year price change: +2.2%
- 5-year price change: +24.3%

#8. Richmond, MN

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#8. Richmond, MN

- Typical home value: $360,385
- 1-year price change: +1.5%
- 5-year price change: +21.8%

#7. Cold Spring, MN

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#7. Cold Spring, MN

- Typical home value: $363,626
- 1-year price change: +2.2%
- 5-year price change: +23.8%

#5. Saint Augusta, MN

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#5. Saint Augusta, MN

- Typical home value: $370,546
- 1-year price change: +2.7%
- 5-year price change: +23.0%

#4. Avon, MN

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#4. Avon, MN

- Typical home value: $377,688
- 1-year price change: +2.6%
- 5-year price change: +27.9%

#3. Freeport, MN

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#3. Freeport, MN

- Typical home value: $401,813
- 1-year price change: +3.4%
- 5-year price change: +30.7%

#2. South Haven, MN

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#2. South Haven, MN

- Typical home value: $404,718
- 1-year price change: +4.5%
- 5-year price change: +21.7%