How much house does $500,000 buy you in Kingston?

Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A standard home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still rising, affordability keeps dropping, and starter homes are becoming harder to find as home values climb. This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were unusually slow this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Kingston?

To find out, Redfin Real Estate found listings near the $500,000 mark to see what types of homes you can actually afford in Kingston right now. Listings below $500,000 were included if necessary.

11 Rock Mountain Est, Accord, NY 12404
- Price: $499,999
- 4 bedrooms, 3 bathrooms
- Square feet: 2,940
- See 11 Rock Mountain Est, Accord, NY 12404 on Redfin.com

2755 State Route 32, Kingston, NY 12401
- Price: $499,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,437
- See 2755 State Route 32, Kingston, NY 12401 on Redfin.com

513 Roberts Ct, Hurley, NY 12443
- Price: $497,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,360
- See 513 Roberts Ct, Hurley, NY 12443 on Redfin.com

212 Ten Broeck Ave, Kingston, NY 12401
- Price: $499,000
- 4 bedrooms, 2 bathrooms
- Square feet: 2,327
- See 212 Ten Broeck Ave, Kingston, NY 12401 on Redfin.com

311 Market Street Ext, Saugerties, NY 12477
- Price: $495,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,780
- See 311 Market Street Ext, Saugerties, NY 12477 on Redfin.com

94 Roosevelt Ave, Kingston, NY 12401
- Price: $495,000
- 4 bedrooms, 2 bathrooms
- Square feet: 1,661
- See 94 Roosevelt Ave, Kingston, NY 12401 on Redfin.com

170 Old Route 209, Hurley, NY 12443
- Price: $489,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,538
- See 170 Old Route 209, Hurley, NY 12443 on Redfin.com

44 Dogwood Dr, Shokan, NY 12481
- Price: $499,000
- 3 bedrooms, 3 bathrooms
- Square feet: 3,088
- See 44 Dogwood Dr, Shokan, NY 12481 on Redfin.com

27 Croswell Manor Dr, Shokan, NY 12481
- Price: $499,000
- 3 bedrooms, 3 bathrooms
- Square feet: 2,900
- See 27 Croswell Manor Dr, Shokan, NY 12481 on Redfin.com

44 Saint James St, Kingston, NY 12401
- Price: $495,000
- 3 bedrooms, 3 bathrooms
- Square feet: 1,922
- See 44 Saint James St, Kingston, NY 12401 on Redfin.com

2 Dewitt Dr, Saugerties, NY 12477
- Price: $499,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,900
- See 2 Dewitt Dr, Saugerties, NY 12477 on Redfin.com

25 Country Pond Ln, Modena, NY 12548
- Price: $489,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,808
- See 25 Country Pond Ln, Modena, NY 12548 on Redfin.com

807 Lucas Avenue Ext, Hurley, NY 12443
- Price: $499,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,363
- See 807 Lucas Avenue Ext, Hurley, NY 12443 on Redfin.com

3 Rose Dr, Kerhonkson, NY 12446
- Price: $499,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,870
- See 3 Rose Dr, Kerhonkson, NY 12446 on Redfin.com

546 Berme Rd, High Falls, NY 12440
- Price: $500,000
- 3 bedrooms, 2 bathrooms
- Square feet: 3,304
- See 546 Berme Rd, High Falls, NY 12440 on Redfin.com

36 Finger St, Saugerties, NY 12477
- Price: $499,777
- 3 bedrooms, 2 bathrooms
- Square feet: 2,927
- See 36 Finger St, Saugerties, NY 12477 on Redfin.com

296 Circle Rd, Cragsmoor, NY 12420
- Price: $489,900
- 3 bedrooms, 2 bathrooms
- Square feet: 2,000
- See 296 Circle Rd, Cragsmoor, NY 12420 on Redfin.com

7202 State Route 28, Shandaken, NY 12480
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,975
- See 7202 State Route 28, Shandaken, NY 12480 on Redfin.com

27 Sands Ave, Milton, NY 12547
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,818
- See 27 Sands Ave, Milton, NY 12547 on Redfin.com

35 Schrempp Ln, Pine Bush, NY 12566
- Price: $489,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,644
- See 35 Schrempp Ln, Pine Bush, NY 12566 on Redfin.com

70 Ringtop Rd, Kingston, NY 12401
- Price: $499,000
- 3 bedrooms, 2 bathrooms
- Square feet: 1,643
- See 70 Ringtop Rd, Kingston, NY 12401 on Redfin.com

27 Church St, Wallkill, NY 12589
- Price: $499,999
- 3 bedrooms, 2 bathrooms
- Square feet: 1,506
- See 27 Church St, Wallkill, NY 12589 on Redfin.com

147 Greenkill Ave, Kingston, NY 12401
- Price: $499,000
- 3 bedrooms, 1 bathroom
- Square feet: 1,422
- See 147 Greenkill Ave, Kingston, NY 12401 on Redfin.com

1300 Burlingham Rd, Pine Bush, NY 12566
- Price: $480,000
- 2 bedrooms, 1 bathroom
- Square feet: 2,200
- See 1300 Burlingham Rd, Pine Bush, NY 12566 on Redfin.com

44 Sheldon Hill Rd, Olivebridge, NY 12461
- Price: $495,000
- 2 bedrooms, 1 bathroom
- Square feet: 1,388
- See 44 Sheldon Hill Rd, Olivebridge, NY 12461 on Redfin.com

172 Stone Dock Rd, High Falls, NY 12440
- Price: $492,000
- 2 bedrooms, 1 bathroom
- Square feet: 1,012
- See 172 Stone Dock Rd, High Falls, NY 12440 on Redfin.com

249 High St, Phoenicia, NY 12464
- Price: $485,000
- 1 bedroom, 1 bathroom
- Square feet: 1,044
- See 249 High St, Phoenicia, NY 12464 on Redfin.com

555 Mountain View Ave, Hurley, NY 12443
- Price: $495,000
- 1 bedroom, 1 bathroom
- Square feet: 800
- See 555 Mountain View Ave, Hurley, NY 12443 on Redfin.com

232 State Route 32 S, New Paltz, NY 12561
- Price: $495,000
- 0 bedrooms, 3 bathrooms
- Square feet: 1,800
- See 232 State Route 32 S, New Paltz, NY 12561 on Redfin.com