How much house does $500,000 buy you in Watertown?

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October 2, 2025
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This story was produced by Redfin Real Estate and reviewed and distributed by Stacker Media.

How much house does $500,000 buy you in Watertown?

Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A standard home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still rising, affordability keeps dropping, and starter homes are becoming harder to find as home values climb. This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were unusually slow this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Watertown?

To find out, Redfin Real Estate found listings near the $500,000 mark to see what types of homes you can actually afford in Watertown right now. Listings below $500,000 were included if necessary.

8052 Hayes Rd, Lorraine, NY 13659
- Price: $469,900
- 6 bedrooms, 1.5 bathrooms
- Square feet: 2,192
- See 8052 Hayes Rd, Lorraine, NY 13659 on Redfin.com

26618 Keyser Rd, Evans Mills, NY 13637
- Price: $440,000
- 5 bedrooms, 3 bathrooms
- Square feet: 3,140
- See 26618 Keyser Rd, Evans Mills, NY 13637 on Redfin.com

18883 Woodruff Settlement Rd, Watertown, NY 13601
- Price: $475,000
- 5 bedrooms, 3 bathrooms
- Square feet: 2,805
- See 18883 Woodruff Settlement Rd, Watertown, NY 13601 on Redfin.com

429 Stone St, Watertown, NY 13601
- Price: $395,000
- 5 bedrooms, 3 bathrooms
- Square feet: 2,783
- See 429 Stone St, Watertown, NY 13601 on Redfin.com

3180 Carleton Island Rd 1, Cape Vincent, NY 13618
- Price: $489,000
- 5 bedrooms, 2 bathrooms
- Square feet: 2,176
- See 3180 Carleton Island Rd 1, Cape Vincent, NY 13618 on Redfin.com

37021 Van Brocklin Rd, Carthage, NY 13619
- Price: $499,500
- 4 bedrooms, 3.5 bathrooms
- Square feet: 3,795
- See 37021 Van Brocklin Rd, Carthage, NY 13619 on Redfin.com

108 Stafford Dr, Black River, NY 13612
- Price: $399,900
- 4 bedrooms, 3.5 bathrooms
- Square feet: 2,819
- See 108 Stafford Dr, Black River, NY 13612 on Redfin.com

27376 Keyser Rd, Evans Mills, NY 13637
- Price: $449,000
- 4 bedrooms, 3 bathrooms
- Square feet: 3,768
- See 27376 Keyser Rd, Evans Mills, NY 13637 on Redfin.com

445 Lachenauer Dr, Watertown, NY 13601
- Price: $450,000
- 4 bedrooms, 3 bathrooms
- Square feet: 3,344
- See 445 Lachenauer Dr, Watertown, NY 13601 on Redfin.com

209 E Main St, Sackets Harbor, NY 13685
- Price: $489,500
- 4 bedrooms, 3 bathrooms
- Square feet: 1,188
- See 209 E Main St, Sackets Harbor, NY 13685 on Redfin.com

21751 Hewitt Dr, Carthage, NY 13619
- Price: $432,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,816
- See 21751 Hewitt Dr, Carthage, NY 13619 on Redfin.com

8805 Lane Rd, Henderson, NY 13650
- Price: $499,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,520
- See 8805 Lane Rd, Henderson, NY 13650 on Redfin.com

16736 Sandy Creek Valley Rd, Watertown, NY 13601
- Price: $405,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,167
- See 16736 Sandy Creek Valley Rd, Watertown, NY 13601 on Redfin.com

31795 Us Route 11, Philadelphia, NY 13673
- Price: $419,900
- 4 bedrooms, 2.5 bathrooms
- Square feet: 1,834
- See 31795 Us Route 11, Philadelphia, NY 13673 on Redfin.com

26996 Victory Ln, Watertown, NY 13601
- Price: $409,900
- 4 bedrooms, 2 bathrooms
- Square feet: 2,350
- See 26996 Victory Ln, Watertown, NY 13601 on Redfin.com

44385 Stine Rd, Redwood, NY 13679
- Price: $424,000
- 4 bedrooms, 1.5 bathrooms
- Square feet: 1,936
- See 44385 Stine Rd, Redwood, NY 13679 on Redfin.com

37931 State Route 12E, Clayton, NY 13624
- Price: $469,900
- 4 bedrooms, 1.5 bathrooms
- Square feet: 1,768
- See 37931 State Route 12E, Clayton, NY 13624 on Redfin.com

22522 Duffy Rd, Watertown, NY 13601
- Price: $439,900
- 3 bedrooms, 3 bathrooms
- Square feet: 2,828
- See 22522 Duffy Rd, Watertown, NY 13601 on Redfin.com

12093 County Route 125, Chaumont, NY 13622
- Price: $469,000
- 3 bedrooms, 3 bathrooms
- Square feet: 1,832
- See 12093 County Route 125, Chaumont, NY 13622 on Redfin.com

1348 Sunset Rdg, Watertown, NY 13601
- Price: $499,999
- 3 bedrooms, 2.5 bathrooms
- Square feet: 2,752
- See 1348 Sunset Rdg, Watertown, NY 13601 on Redfin.com

Freedom Dr, Champion, NY 13619
- Price: $389,900
- 3 bedrooms, 2 bathrooms
- Square feet: 2,884
- See Freedom Dr, Champion, NY 13619 on Redfin.com

8751 County Route 78, Henderson, NY 13650
- Price: $449,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,310
- See 8751 County Route 78, Henderson, NY 13650 on Redfin.com

14442 Snowshoe Rd, Henderson, NY 13650
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,778
- See 14442 Snowshoe Rd, Henderson, NY 13650 on Redfin.com

18595 Cr-161, Rutland, NY
- Price: $389,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,620
- See 18595 Cr-161, Rutland, NY on Redfin.com

25124 County Route 57, Three Mile Bay, NY 13693
- Price: $399,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,560
- See 25124 County Route 57, Three Mile Bay, NY 13693 on Redfin.com

36523 Pulpit Rock Rd, Antwerp, NY 13608
- Price: $424,900
- 3 bedrooms, 1.5 bathrooms
- Square feet: 1,863
- See 36523 Pulpit Rock Rd, Antwerp, NY 13608 on Redfin.com

24136 State Route 37, Watertown, NY 13601
- Price: $399,900
- 3 bedrooms, 1 bathroom
- Square feet: 1,664
- See 24136 State Route 37, Watertown, NY 13601 on Redfin.com

46337 Lake The, Alexandria Bay, NY 13607
- Price: $395,000
- 3 bedrooms, 0.5 bathrooms
- Square feet: 400
- See 46337 Lake The, Alexandria Bay, NY 13607 on Redfin.com

4146 Carleton Island Rd, Cape Vincent, NY 13618
- Price: $449,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,174
- See 4146 Carleton Island Rd, Cape Vincent, NY 13618 on Redfin.com

17869 County Route 59, Dexter, NY 13634
- Price: $395,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 1,527
- See 17869 County Route 59, Dexter, NY 13634 on Redfin.com

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