The 15 most affordable cities in Oklahoma to buy a house

Homeownership is fundamental to the American dream. It offers wealth, security, community, and countless other benefits. Yet for many Oklahoma residents, the dream feels increasingly out of reach—even as incomes rise and mortgage rates fall. Near-record prices have made homes hard to come by and often even harder to afford, leaving buyers and sellers stuck and younger generations priced out.

But affordable pockets still exist. In cities across the state, residents can comfortably spend around 30% of their income or less on housing, which is widely considered the affordable threshold.

To find out where these cities are, Redfin Real Estate ranked the most affordable cities in Oklahoma, based on their local payment to income ratios. All data is an average for the January-October 2025 period. To see the most affordable cities in the country, read this recent Redfin article.

#1. Newcastle, Oklahoma
- Payment to income ratio: 23.0%
- Median sale price: $292,747
- Median household income: $97,315
- Income needed to buy: $74,757
- Median monthly mortgage payment: $1,869
- See homes for sale in Newcastle on Redfin.com

#2. Mustang, Oklahoma
- Payment to income ratio: 23.1%
- Median sale price: $266,385
- Median household income: $88,262
- Income needed to buy: $68,025
- Median monthly mortgage payment: $1,701
- See homes for sale in Mustang on Redfin.com

#3. Moore, Oklahoma
- Payment to income ratio: 23.2%
- Median sale price: $232,883
- Median household income: $76,941
- Income needed to buy: $59,470
- Median monthly mortgage payment: $1,487
- See homes for sale in Moore on Redfin.com

#4. Yukon, Oklahoma
- Payment to income ratio: 23.6%
- Median sale price: $235,154
- Median household income: $76,408
- Income needed to buy: $60,050
- Median monthly mortgage payment: $1,501
- See homes for sale in Yukon on Redfin.com

#5. Warr Acres, Oklahoma
- Payment to income ratio: 24.7%
- Median sale price: $196,377
- Median household income: $60,822
- Income needed to buy: $50,147
- Median monthly mortgage payment: $1,254
- See homes for sale in Warr Acres on Redfin.com

#6. Sand Springs, Oklahoma
- Payment to income ratio: 25.1%
- Median sale price: $240,730
- Median household income: $73,400
- Income needed to buy: $61,473
- Median monthly mortgage payment: $1,537
- See homes for sale in Sand Springs on Redfin.com

#7. Glenpool, Oklahoma
- Payment to income ratio: 26.0%
- Median sale price: $260,549
- Median household income: $76,726
- Income needed to buy: $66,535
- Median monthly mortgage payment: $1,663
- See homes for sale in Glenpool on Redfin.com

#8. Choctaw, Oklahoma
- Payment to income ratio: 26.5%
- Median sale price: $333,832
- Median household income: $96,446
- Income needed to buy: $85,248
- Median monthly mortgage payment: $2,131
- See homes for sale in Choctaw on Redfin.com

#9. Bixby, Oklahoma
- Payment to income ratio: 26.6%
- Median sale price: $345,649
- Median household income: $99,602
- Income needed to buy: $88,266
- Median monthly mortgage payment: $2,207
- See homes for sale in Bixby on Redfin.com

#10. Broken Arrow, Oklahoma
- Payment to income ratio: 26.6%
- Median sale price: $295,951
- Median household income: $85,220
- Income needed to buy: $75,575
- Median monthly mortgage payment: $1,889
- See homes for sale in Broken Arrow on Redfin.com

#11. Sapulpa, Oklahoma
- Payment to income ratio: 27.5%
- Median sale price: $220,976
- Median household income: $61,644
- Income needed to buy: $56,429
- Median monthly mortgage payment: $1,411
- See homes for sale in Sapulpa on Redfin.com

#12. Jenks, Oklahoma
- Payment to income ratio: 28.0%
- Median sale price: $383,057
- Median household income: $104,970
- Income needed to buy: $97,819
- Median monthly mortgage payment: $2,445
- See homes for sale in Jenks on Redfin.com

#13. Owasso, Oklahoma
- Payment to income ratio: 29.0%
- Median sale price: $300,873
- Median household income: $79,386
- Income needed to buy: $76,832
- Median monthly mortgage payment: $1,921
- See homes for sale in Owasso on Redfin.com

#14. Edmond, Oklahoma
- Payment to income ratio: 29.1%
- Median sale price: $388,106
- Median household income: $102,032
- Income needed to buy: $99,108
- Median monthly mortgage payment: $2,478
- See homes for sale in Edmond on Redfin.com

#15. Claremore, Oklahoma
- Payment to income ratio: 29.8%
- Median sale price: $222,368
- Median household income: $57,120
- Income needed to buy: $56,785
- Median monthly mortgage payment: $1,420
- See homes for sale in Claremore on Redfin.com