Car insurance rates in Greenville October 2025

The auto insurance rates published in this guide are based on the results of research completed by Way.com's data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only.

- American National provides the cheapest liability coverage at $24 per month in Greenville.
- American National offers the cheapest rates for full coverage insurance in Greenville at $55 per month.

Read on to learn more about car insurance price trends in Greenville. More car insurance rate data is available in the original article at Way.com.

Cheapest liability insurance in Greenville

For drivers looking to meet Greenville minimum car insurance requirements, liability-only insurance is the most budget-friendly choice.

Cheapest liability insurance in Greenville
#1. American National: $24
#2. American National P&C: $30
#3. USAA: $33
#4. Encompass: $36
#5. South Carolina Farm Bureau: $38

Cheap full coverage in Greenville

Full coverage combines liability, comprehensive, and collision insurance, offering broader protection than liability coverage, which only covers damages or injuries you cause to others.

Cheapest full coverage insurance in Greenville
#1. American National P&C: $55
#2. South Carolina Farm Bureau: $71
#3. American National: $80
#4. Auto-Owners Insurance Co: $82
#5. USAA: $118

Impact of traffic violations on Greenville auto insurance rates

In Greenville, your car insurance premiums can rise significantly due to traffic violations. The extent of the increase depends on factors such as the violation type, local regulations, and the insurer's policies. Minor offenses like speeding might cause a small increase, while more serious violations, such as DUIs, can lead to much higher rates. Additionally, the effect on premiums in Greenville may differ from the national average due to regional risks and rules.

Here's a breakdown of average auto insurance rates in Greenville after common driving violations.

- No violation: $194
- Not-at-fault accident: $204
- Failure to wear a seat belt: $222
- Speeding 6 - 10 MPH over limit: $243
- Speeding 21 - 25 MPH over limit: $247
- DUI: $306
- Reckless driving: $314
- Driving with a suspended license: $315
- Leaving scene of an accident/hit and run: $326