How much house does $500,000 buy you in Sumter?

Back in 2014, spending $500,000 on a house was generally reserved for high earners. The typical U.S. home sold for $159,000, while starter homes averaged just $101,000. Fast-forward to today, and prices have more than doubled: A standard home now sells for $440,000, with starter homes approaching $300,000. 

These current prices have put homeownership out of reach for many – and things don't look to be improving. Prices are still rising, affordability keeps dropping, and starter homes are becoming harder to find as home values climb. This has created a very sluggish and difficult housing market. In fact, even the usual busy spring and summer buying seasons were unusually slow this year.

While $500,000 once stretched much further, in many cities today, it's not nearly enough. But what about Sumter?

To find out, Redfin Real Estate found listings near the $500,000 mark to see what types of homes you can actually afford in Sumter right now. Listings below $500,000 were included if necessary.

2808 Loretto Dr, Sumter, SC 29150
- Price: $472,900
- 5 bedrooms, 4.5 bathrooms
- Square feet: 3,658
- See 2808 Loretto Dr, Sumter, SC 29150 on Redfin.com

575 Brutsch Ave, Sumter, SC 29154
- Price: $429,900
- 5 bedrooms, 3.5 bathrooms
- Square feet: 3,677
- See 575 Brutsch Ave, Sumter, SC 29154 on Redfin.com

3330 Lespedeza Ct, Sumter, SC 29150
- Price: $498,505
- 5 bedrooms, 3.5 bathrooms
- Square feet: 3,133
- See 3330 Lespedeza Ct, Sumter, SC 29150 on Redfin.com

1915 Adirondack Ct, Sumter, SC 29153
- Price: $429,999
- 5 bedrooms, 3.5 bathrooms
- Square feet: 3,096
- See 1915 Adirondack Ct, Sumter, SC 29153 on Redfin.com

30 Bald Pate Cv, Sumter, SC 29150
- Price: $499,995
- 5 bedrooms, 3 bathrooms
- Square feet: 3,502
- See 30 Bald Pate Cv, Sumter, SC 29150 on Redfin.com

3395 Riders Dr, Sumter, SC 29150
- Price: $470,775
- 5 bedrooms, 3 bathrooms
- Square feet: 3,300
- See 3395 Riders Dr, Sumter, SC 29150 on Redfin.com

3320 Lespedeza Ct, Sumter, SC 29150
- Price: $481,795
- 4 bedrooms, 3.5 bathrooms
- Square feet: 3,559
- See 3320 Lespedeza Ct, Sumter, SC 29150 on Redfin.com

3385 Riders Dr, Sumter, SC 29150
- Price: $478,900
- 4 bedrooms, 3.5 bathrooms
- Square feet: 3,559
- See 3385 Riders Dr, Sumter, SC 29150 on Redfin.com

1945 Currituck Dr, Sumter, SC 29153
- Price: $440,000
- 4 bedrooms, 3.5 bathrooms
- Square feet: 3,268
- See 1945 Currituck Dr, Sumter, SC 29153 on Redfin.com

24 Edgewater Dr, Sumter, SC 29150
- Price: $469,000
- 4 bedrooms, 3 bathrooms
- Square feet: 3,929
- See 24 Edgewater Dr, Sumter, SC 29150 on Redfin.com

485 E Emerald Lake Dr, Sumter, SC 29153
- Price: $469,900
- 4 bedrooms, 3 bathrooms
- Square feet: 3,126
- See 485 E Emerald Lake Dr, Sumter, SC 29153 on Redfin.com

2 Buckingham Blvd, Sumter, SC 29153
- Price: $479,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,730
- See 2 Buckingham Blvd, Sumter, SC 29153 on Redfin.com

150 Windjammer Way, Sumter, SC 29150
- Price: $473,841
- 4 bedrooms, 3 bathrooms
- Square feet: 2,510
- See 150 Windjammer Way, Sumter, SC 29150 on Redfin.com

150 Windjammer Way, Sumter, SC 29150
- Price: $473,841
- 4 bedrooms, 3 bathrooms
- Square feet: 2,510
- See 150 Windjammer Way, Sumter, SC 29150 on Redfin.com

1860 Hatteras Way, Sumter, SC 29153
- Price: $429,900
- 4 bedrooms, 3 bathrooms
- Square feet: 2,408
- See 1860 Hatteras Way, Sumter, SC 29153 on Redfin.com

4000 Cox Rd, Sumter, SC 29154
- Price: $500,000
- 4 bedrooms, 3 bathrooms
- Square feet: 2,308
- See 4000 Cox Rd, Sumter, SC 29154 on Redfin.com

680 Curlew Cir, Sumter, SC 29150
- Price: $435,000
- 4 bedrooms, 3 bathrooms
- Square feet: 1,873
- See 680 Curlew Cir, Sumter, SC 29150 on Redfin.com

971 Heather Ln, Sumter, SC 29154
- Price: $495,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 3,658
- See 971 Heather Ln, Sumter, SC 29154 on Redfin.com

3395 Riders Dr, Sumter, SC 29150
- Price: $470,775
- 4 bedrooms, 2.5 bathrooms
- Square feet: 3,300
- See 3395 Riders Dr, Sumter, SC 29150 on Redfin.com

3545 Katwallace Cir, Sumter, SC 29154
- Price: $445,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,972
- See 3545 Katwallace Cir, Sumter, SC 29154 on Redfin.com

1303 Delano St, Manning, SC 29102
- Price: $475,000
- 4 bedrooms, 2.5 bathrooms
- Square feet: 2,598
- See 1303 Delano St, Manning, SC 29102 on Redfin.com

1386 Forest Lake Dr, Manning, SC 29102
- Price: $479,900
- 4 bedrooms, 2 bathrooms
- Square feet: 1,499
- See 1386 Forest Lake Dr, Manning, SC 29102 on Redfin.com

1049 Refuge Way, Summerton, SC 29148
- Price: $495,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,705
- See 1049 Refuge Way, Summerton, SC 29148 on Redfin.com

1784 Gordon Rd, Summerton, SC 29148
- Price: $470,000
- 3 bedrooms, 2.5 bathrooms
- Square feet: 1,696
- See 1784 Gordon Rd, Summerton, SC 29148 on Redfin.com

3900 Settlement Rd, Dalzell, SC 29040
- Price: $458,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,526
- See 3900 Settlement Rd, Dalzell, SC 29040 on Redfin.com

722 Oak Hill Dr, Manning, SC 29102
- Price: $429,900
- 3 bedrooms, 2 bathrooms
- Square feet: 2,092
- See 722 Oak Hill Dr, Manning, SC 29102 on Redfin.com

233 Plantation Dr, Manning, SC 29102
- Price: $425,000
- 3 bedrooms, 2 bathrooms
- Square feet: 2,068
- See 233 Plantation Dr, Manning, SC 29102 on Redfin.com

2642 Francis Marion Blvd, Summerton, SC 29148
- Price: $499,900
- 3 bedrooms, 2 bathrooms
- Square feet: 1,520
- See 2642 Francis Marion Blvd, Summerton, SC 29148 on Redfin.com

3616 Princess Pond Rd, Summerton, SC 29148
- Price: $480,000
- 2 bedrooms, 2 bathrooms
- Square feet: 1,245
- See 3616 Princess Pond Rd, Summerton, SC 29148 on Redfin.com

2112 Lake Shore Dr, Manning, SC 29102
- Price: $475,000
- 2 bedrooms, 1.5 bathrooms
- Square feet: 930
- See 2112 Lake Shore Dr, Manning, SC 29102 on Redfin.com