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Counties with the lowest home prices in Texas

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June 8, 2021
Aualliso // Wikimedia Commons

Counties with the lowest home prices in Texas

The real estate market is booming right now thanks to low interest rates, a flood of millennial buyers, and shrinking inventory. The median cost of a home has increased 20% year over year, hitting $347,500, according to a report released in April 2020 by real estate listing website Redfin. These high asking costs—while good for sellers—are pricing many buyers out of the market entirely.

But all things are not equal when it comes to real estate in the United States.

Credible used 2021 data calculated by the National Association of REALTORS to compile a list of counties with the lowest median home values and monthly mortgage payments in Texas. Counties were ranked by the monthly mortgage payment for a typical home in 2020, from lowest to highest. Ties were broken by median home values in 2020.

The National Association of REALTORS calculated the fourth quarter 2020 median home values by applying the Federal Housing Finance Agency’s House Price Index growth to 2019 housing and population data from the American Community Survey and determining an estimate of 2020 median home values for all counties where data is available. The monthly mortgage payments for fourth quarter 2019 and fourth quarter 2020 were calculated for a 30-year fixed-rate mortgage with a 10% down payment.

Keep reading to discover which county in Texas has the lowest home prices.

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Larry D. Moore // Wikimedia Commons

#30. Upton County

- Monthly mortgage payment in 2020: $262 (9.7% less than 2019)
- Monthly mortgage payment in 2019: $290
- Median home value in 2020: $70,700
- Ranked #104 out of 3,120 counties nationwide
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#29. Briscoe County

- Monthly mortgage payment in 2020: $258 (10.4% less than 2019)
- Monthly mortgage payment in 2019: $288
- Median home value in 2020: $69,700
- Ranked #94 out of 3,120 counties nationwide
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#28. Lamb County

- Monthly mortgage payment in 2020: $256 (10.2% less than 2019)
- Monthly mortgage payment in 2019: $285
- Median home value in 2020: $69,200
- Ranked #87 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#27. Jim Hogg County

- Monthly mortgage payment in 2020: $254 (13.6% less than 2019)
- Monthly mortgage payment in 2019: $294
- Median home value in 2020: $68,600
- Ranked #81 out of 3,120 counties nationwide
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Talshiarr // Wikimedia Commons

#26. Reeves County

- Monthly mortgage payment in 2020: $253 (7.7% less than 2019)
- Monthly mortgage payment in 2019: $274
- Median home value in 2020: $68,400
- Ranked #78 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#25. Floyd County

- Monthly mortgage payment in 2020: $251 (11.0% less than 2019)
- Monthly mortgage payment in 2019: $282
- Median home value in 2020: $67,900
- Ranked #72 out of 3,120 counties nationwide
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Carol M. Highsmith // Wikimedia Commons

#24. Winkler County

- Monthly mortgage payment in 2020: $245 (13.7% less than 2019)
- Monthly mortgage payment in 2019: $284
- Median home value in 2020: $66,200
- Ranked #62 out of 3,120 counties nationwide
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Travis K. Witt // Wikimedia Commons

#23. Culberson County

- Monthly mortgage payment in 2020: $244 (2.8% less than 2019)
- Monthly mortgage payment in 2019: $251
- Median home value in 2020: $65,900
- Ranked #61 out of 3,120 counties nationwide
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#22. Baylor County

- Monthly mortgage payment in 2020: $242 (22.2% less than 2019)
- Monthly mortgage payment in 2019: $311
- Median home value in 2020: $65,500
- Ranked #57 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#21. Crosby County

- Monthly mortgage payment in 2020: $237 (6.3% less than 2019)
- Monthly mortgage payment in 2019: $253
- Median home value in 2020: $64,100
- Ranked #54 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#20. Menard County

- Monthly mortgage payment in 2020: $232 (7.6% less than 2019)
- Monthly mortgage payment in 2019: $251
- Median home value in 2020: $62,600
- Ranked #47 out of 3,120 counties nationwide
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Billy Hathorn // Wikimedia Commons

#19. Sterling County

- Monthly mortgage payment in 2020: $231 (18.9% less than 2019)
- Monthly mortgage payment in 2019: $285
- Median home value in 2020: $62,300
- Ranked #45 out of 3,120 counties nationwide
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Renelibrary // Wikimedia Commons

#18. Motley County

- Monthly mortgage payment in 2020: $221 (10.2% less than 2019)
- Monthly mortgage payment in 2019: $246
- Median home value in 2020: $59,700
- Ranked #37 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#17. Throckmorton County

- Monthly mortgage payment in 2020: $220 (26.7% less than 2019)
- Monthly mortgage payment in 2019: $300
- Median home value in 2020: $59,500
- Ranked #35 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#16. Stonewall County

- Monthly mortgage payment in 2020: $217 (15.6% less than 2019)
- Monthly mortgage payment in 2019: $257
- Median home value in 2020: $58,700
- Ranked #32 out of 3,120 counties nationwide
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Matthew T Rader // Wikimedia Commons

#15. Willacy County

- Monthly mortgage payment in 2020: $216 (13.6% less than 2019)
- Monthly mortgage payment in 2019: $250
- Median home value in 2020: $58,400
- Ranked #31 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#14. Haskell County

- Monthly mortgage payment in 2020: $211 (7.0% less than 2019)
- Monthly mortgage payment in 2019: $227
- Median home value in 2020: $56,900
- Ranked #27 out of 3,120 counties nationwide
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Liveon001 // Wikimedia Commons

#13. Hall County

- Monthly mortgage payment in 2020: $206 (2.8% less than 2019)
- Monthly mortgage payment in 2019: $212
- Median home value in 2020: $55,800
- Ranked #24 out of 3,120 counties nationwide
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#12. Collingsworth County

- Monthly mortgage payment in 2020: $204 (10.5% less than 2019)
- Monthly mortgage payment in 2019: $228
- Median home value in 2020: $55,100
- Ranked #23 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#11. Dickens County

- Monthly mortgage payment in 2020: $200 (16.0% less than 2019)
- Monthly mortgage payment in 2019: $238
- Median home value in 2020: $54,000
- Ranked #19 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#10. Hudspeth County

- Monthly mortgage payment in 2020: $199 (2.0% less than 2019)
- Monthly mortgage payment in 2019: $203
- Median home value in 2020: $53,800
- Ranked #18 out of 3,120 counties nationwide
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Billy Hathorn // Wikimedia Commons

#9. Zavala County

- Monthly mortgage payment in 2020: $196 (8.4% less than 2019)
- Monthly mortgage payment in 2019: $214
- Median home value in 2020: $52,800
- Ranked #17 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#8. Duval County

- Monthly mortgage payment in 2020: $193 (12.3% less than 2019)
- Monthly mortgage payment in 2019: $220
- Median home value in 2020: $52,200
- Ranked #14 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#7. Cottle County

- Monthly mortgage payment in 2020: $182 (0.5% less than 2019)
- Monthly mortgage payment in 2019: $183
- Median home value in 2020: $49,200
- Ranked #10 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#6. Foard County

- Monthly mortgage payment in 2020: $181 (9.0% less than 2019)
- Monthly mortgage payment in 2019: $199
- Median home value in 2020: $49,000
- Ranked #9 out of 3,120 counties nationwide
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Nicolas Henderson // Wikimedia Commons

#5. Knox County

- Monthly mortgage payment in 2020: $176 (8.8% less than 2019)
- Monthly mortgage payment in 2019: $193
- Median home value in 2020: $47,500
- Ranked #8 out of 3,120 counties nationwide
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Josh Berglund from Richardson, United States // Wikimedia Commons

#4. Hardeman County

- Monthly mortgage payment in 2020: $169 (0.6% greater than 2019)
- Monthly mortgage payment in 2019: $168
- Median home value in 2020: $45,500
- Ranked #7 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#3. Cochran County

- Monthly mortgage payment in 2020: $152 (1.3% greater than 2019)
- Monthly mortgage payment in 2019: $150
- Median home value in 2020: $41,000
- Ranked #6 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#2. King County

- Monthly mortgage payment in 2020: $144 (14.8% less than 2019)
- Monthly mortgage payment in 2019: $169
- Median home value in 2020: $38,800
- Ranked #5 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#1. Kent County

- Monthly mortgage payment in 2020: $137 (21.7% less than 2019)
- Monthly mortgage payment in 2019: $175
- Median home value in 2020: $37,000
- Ranked #4 out of 3,120 counties nationwide
This story originally appeared on and was produced and distributed in partnership with Stacker Studio.

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