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Counties with the lowest home prices in Idaho

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June 8, 2021
jfergusonphotos // Shutterstock

Counties with the lowest home prices in Idaho

The real estate market is booming right now thanks to low interest rates, a flood of millennial buyers, and shrinking inventory. The median cost of a home has increased 20% year over year, hitting $347,500, according to a report released in April 2020 by real estate listing website Redfin. These high asking costs—while good for sellers—are pricing many buyers out of the market entirely.

But all things are not equal when it comes to real estate in the United States.

Credible used 2021 data calculated by the National Association of REALTORS to compile a list of counties with the lowest median home values and monthly mortgage payments in Idaho. Counties were ranked by the monthly mortgage payment for a typical home in 2020, from lowest to highest. Ties were broken by median home values in 2020.

The National Association of REALTORS calculated the fourth quarter 2020 median home values by applying the Federal Housing Finance Agency’s House Price Index growth to 2019 housing and population data from the American Community Survey and determining an estimate of 2020 median home values for all counties where data is available. The monthly mortgage payments for fourth quarter 2019 and fourth quarter 2020 were calculated for a 30-year fixed-rate mortgage with a 10% down payment.

Keep reading to discover which county in Idaho has the lowest home prices.

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Federal Highway Administration // Wikimedia Commons

#30. Boundary County

- Monthly mortgage payment in 2020: $840 (2.4% greater than 2019)
- Monthly mortgage payment in 2019: $820
- Median home value in 2020: $226,900
- Ranked #2,569 out of 3,120 counties nationwide
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Karthikc123 // Wikimedia Commons

#29. Twin Falls County

- Monthly mortgage payment in 2020: $795 (5.6% less than 2019)
- Monthly mortgage payment in 2019: $842
- Median home value in 2020: $214,600
- Ranked #2,496 out of 3,120 counties nationwide
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tinosa // Wikimedia Commons

#28. Custer County

- Monthly mortgage payment in 2020: $785 (3.3% less than 2019)
- Monthly mortgage payment in 2019: $812
- Median home value in 2020: $212,100
- Ranked #2,474 out of 3,120 counties nationwide
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Dsdugan // Wikimedia Commons

#27. Nez Perce County

- Monthly mortgage payment in 2020: $758 (8.3% less than 2019)
- Monthly mortgage payment in 2019: $827
- Median home value in 2020: $204,600
- Ranked #2,421 out of 3,120 counties nationwide
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Cornellrockey04 // Wikimedia Commons

#26. Camas County

- Monthly mortgage payment in 2020: $751 (5.9% less than 2019)
- Monthly mortgage payment in 2019: $798
- Median home value in 2020: $202,900
- Ranked #2,406 out of 3,120 counties nationwide
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John Stanton // Wikimedia Commons

#25. Lemhi County

- Monthly mortgage payment in 2020: $725 (7.4% less than 2019)
- Monthly mortgage payment in 2019: $783
- Median home value in 2020: $195,900
- Ranked #2,358 out of 3,120 counties nationwide
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Forest Service Northern Region from Missoula, MT, USA // Wikimedia Commons

#24. Idaho County

- Monthly mortgage payment in 2020: $710 (6.7% less than 2019)
- Monthly mortgage payment in 2019: $761
- Median home value in 2020: $191,700
- Ranked #2,321 out of 3,120 counties nationwide
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John D // Wikimedia Commons

#23. Gem County

- Monthly mortgage payment in 2020: $709 (3.8% less than 2019)
- Monthly mortgage payment in 2019: $737
- Median home value in 2020: $191,600
- Ranked #2,320 out of 3,120 counties nationwide
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Michlaovic // Wikimedia

#22. Bannock County

- Monthly mortgage payment in 2020: $709 (7.6% less than 2019)
- Monthly mortgage payment in 2019: $767
- Median home value in 2020: $191,400
- Ranked #2,318 out of 3,120 counties nationwide
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Aualliso // Wikimedia Commons

#21. Fremont County

- Monthly mortgage payment in 2020: $696 (6.5% less than 2019)
- Monthly mortgage payment in 2019: $744
- Median home value in 2020: $188,000
- Ranked #2,295 out of 3,120 counties nationwide
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Tricia Simpson // Wikimedia Commons

#20. Oneida County

- Monthly mortgage payment in 2020: $685 (3.9% less than 2019)
- Monthly mortgage payment in 2019: $713
- Median home value in 2020: $184,900
- Ranked #2,269 out of 3,120 counties nationwide
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Ian Poellet // Wikimedia Commons

#19. Benewah County

- Monthly mortgage payment in 2020: $684 (3.0% less than 2019)
- Monthly mortgage payment in 2019: $705
- Median home value in 2020: $184,800
- Ranked #2,268 out of 3,120 counties nationwide
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Ian Poellet // Wikimedia Commons

#18. Payette County

- Monthly mortgage payment in 2020: $679 (0.1% less than 2019)
- Monthly mortgage payment in 2019: $680
- Median home value in 2020: $183,300
- Ranked #2,246 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#17. Jerome County

- Monthly mortgage payment in 2020: $675 (4.7% less than 2019)
- Monthly mortgage payment in 2019: $708
- Median home value in 2020: $182,200
- Ranked #2,234 out of 3,120 counties nationwide
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wilson44691 // Wikimedia Commons

#16. Cassia County

- Monthly mortgage payment in 2020: $664 (4.5% less than 2019)
- Monthly mortgage payment in 2019: $695
- Median home value in 2020: $179,400
- Ranked #2,198 out of 3,120 counties nationwide
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KRRK // Wikimedia Commons

#15. Bingham County

- Monthly mortgage payment in 2020: $656 (6.2% less than 2019)
- Monthly mortgage payment in 2019: $699
- Median home value in 2020: $177,200
- Ranked #2,163 out of 3,120 counties nationwide
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NPS photo // Wikimedia Commons

#14. Gooding County

- Monthly mortgage payment in 2020: $647 (1.7% less than 2019)
- Monthly mortgage payment in 2019: $658
- Median home value in 2020: $174,700
- Ranked #2,125 out of 3,120 counties nationwide
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Jon Roanhaus // Wikimedia Commons

#13. Clearwater County

- Monthly mortgage payment in 2020: $639 (2.0% less than 2019)
- Monthly mortgage payment in 2019: $652
- Median home value in 2020: $172,500
- Ranked #2,084 out of 3,120 counties nationwide
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Larry D. Moore // Wikimedia Commons

#12. Elmore County

- Monthly mortgage payment in 2020: $630 (5.5% less than 2019)
- Monthly mortgage payment in 2019: $667
- Median home value in 2020: $170,200
- Ranked #2,064 out of 3,120 counties nationwide
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United States Department of Agriculture // Wikimedia Commons

#11. Owyhee County

- Monthly mortgage payment in 2020: $622 (3.2% greater than 2019)
- Monthly mortgage payment in 2019: $603
- Median home value in 2020: $167,900
- Ranked #2,037 out of 3,120 counties nationwide
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JERRYE & ROY KLOTZ MD // Wikimedia Commons

#10. Power County

- Monthly mortgage payment in 2020: $620 (4.2% less than 2019)
- Monthly mortgage payment in 2019: $647
- Median home value in 2020: $167,500
- Ranked #2,032 out of 3,120 counties nationwide
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Tricia Simpson // Wikimedia Commons

#9. Bear Lake County

- Monthly mortgage payment in 2020: $614 (9.2% less than 2019)
- Monthly mortgage payment in 2019: $676
- Median home value in 2020: $165,800
- Ranked #2,003 out of 3,120 counties nationwide
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Ken L. // Wikimedia Commons

#8. Minidoka County

- Monthly mortgage payment in 2020: $613 (2.1% less than 2019)
- Monthly mortgage payment in 2019: $626
- Median home value in 2020: $165,600
- Ranked #1,998 out of 3,120 counties nationwide
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Sam Beebe // Wikimedia Commons

#7. Washington County

- Monthly mortgage payment in 2020: $610 (12.5% less than 2019)
- Monthly mortgage payment in 2019: $697
- Median home value in 2020: $164,800
- Ranked #1,992 out of 3,120 counties nationwide
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Dschwen // Wikimedia Commons

#6. Caribou County

- Monthly mortgage payment in 2020: $598 (4.8% less than 2019)
- Monthly mortgage payment in 2019: $628
- Median home value in 2020: $161,500
- Ranked #1,931 out of 3,120 counties nationwide
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Tom Young // Wikimedia Commons

#5. Lincoln County

- Monthly mortgage payment in 2020: $597 (4.8% less than 2019)
- Monthly mortgage payment in 2019: $627
- Median home value in 2020: $161,100
- Ranked #1,924 out of 3,120 counties nationwide
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rustejunk // Wikimedia Commons

#4. Lewis County

- Monthly mortgage payment in 2020: $542 (3.7% less than 2019)
- Monthly mortgage payment in 2019: $563
- Median home value in 2020: $146,400
- Ranked #1,713 out of 3,120 counties nationwide
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Squelle // Wikimedia Commons

#3. Butte County

- Monthly mortgage payment in 2020: $528 (2.0% less than 2019)
- Monthly mortgage payment in 2019: $539
- Median home value in 2020: $142,700
- Ranked #1,651 out of 3,120 counties nationwide
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jfergusonphotos // Shutterstock

#2. Shoshone County

- Monthly mortgage payment in 2020: $524 (8.2% less than 2019)
- Monthly mortgage payment in 2019: $571
- Median home value in 2020: $141,600
- Ranked #1,634 out of 3,120 counties nationwide
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Kristen Taylor // Wikimedia Commons

#1. Clark County

- Monthly mortgage payment in 2020: $402 (5.4% less than 2019)
- Monthly mortgage payment in 2019: $425
- Median home value in 2020: $108,600
- Ranked #929 out of 3,120 counties nationwide
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