Counties in New Jersey where people spend most of their paycheck on housing

Written by:
October 3, 2021
Mihai_Andritoiu // Shutterstock

Counties in New Jersey where people spend most of their paycheck on housing

It’s no secret that many Americans are forgoing homeownership in favor of renting. In 2020, renters in the U.S. occupied 43 million housing units.

The Stacker team looked at data from a United States Census survey that revealed an estimated 43,378,800 renter-occupied homes in the United States as of 2017, which makes up 36.1% of all households in the country. In 2019, renting was more affordable than buying a median-priced home in 59% of the counties; in 2021, the opposite was true: Owning was more affordable than renting in 63% of U.S. counties.

Stacker compiled a list of counties in New Jersey where people spend the highest percent of income on rent using data from the U.S. Census Bureau. Of course, saving money by owning a home is unattainable for many Americans who don’t have savings that could cover a down payment, those who are denied a mortgage, or both. Keep reading to see where in your home state most of people’s take-home pay goes to their monthly rent.

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Jared Kofsky/PlaceNJ.com // Wikimedia Commons

#21. Hunterdon County

- Median percent of income spent on housing: 20.4%
--- Percent of households spending <20% of income on housing: 43.3%
--- Percent of households spending >30% of income on housing: 30.0%
- Total occupied households: 47,175
- Median household income: $115,379
- Median monthly housing cost: $1,957

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Zeete // Wikimedia Commons

#20. Somerset County

- Median percent of income spent on housing: 20.7%
--- Percent of households spending <20% of income on housing: 42.3%
--- Percent of households spending >30% of income on housing: 31.5%
- Total occupied households: 118,193
- Median household income: $113,611
- Median monthly housing cost: $1,958

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Famartin // Wikimedia Commons

#19. Warren County

- Median percent of income spent on housing: 21.2%
--- Percent of households spending <20% of income on housing: 38.8%
--- Percent of households spending >30% of income on housing: 32.7%
- Total occupied households: 41,587
- Median household income: $81,307
- Median monthly housing cost: $1,438

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Mihai_Andritoiu // Shutterstock

#18. Morris County

- Median percent of income spent on housing: 21.3%
--- Percent of households spending <20% of income on housing: 42.4%
--- Percent of households spending >30% of income on housing: 31.6%
- Total occupied households: 181,884
- Median household income: $115,527
- Median monthly housing cost: $2,047

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Jerrye & Roy Klotz, MD // Wikimedia Commons

#17. Gloucester County

- Median percent of income spent on housing: 21.7%
--- Percent of households spending <20% of income on housing: 40.0%
--- Percent of households spending >30% of income on housing: 32.0%
- Total occupied households: 104,908
- Median household income: $87,283
- Median monthly housing cost: $1,578

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Smallbones // Wikimedia Commons

#16. Salem County

- Median percent of income spent on housing: 21.8%
--- Percent of households spending <20% of income on housing: 40.3%
--- Percent of households spending >30% of income on housing: 35.5%
- Total occupied households: 23,933
- Median household income: $66,842
- Median monthly housing cost: $1,212

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Apc106 // Wikimedia Commons

#15. Burlington County

- Median percent of income spent on housing: 21.8%
--- Percent of households spending <20% of income on housing: 40.3%
--- Percent of households spending >30% of income on housing: 32.8%
- Total occupied households: 166,391
- Median household income: $87,416
- Median monthly housing cost: $1,587

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Famartin // Wikimedia Commons

#14. Sussex County

- Median percent of income spent on housing: 21.9%
--- Percent of households spending <20% of income on housing: 39.5%
--- Percent of households spending >30% of income on housing: 32.2%
- Total occupied households: 53,322
- Median household income: $94,520
- Median monthly housing cost: $1,725

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LittleGun // Wikimedia Commons

#13. Monmouth County

- Median percent of income spent on housing: 22.4%
--- Percent of households spending <20% of income on housing: 38.2%
--- Percent of households spending >30% of income on housing: 36.3%
- Total occupied households: 235,362
- Median household income: $99,733
- Median monthly housing cost: $1,865

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Zeete // Wikimedia Commons

#12. Middlesex County

- Median percent of income spent on housing: 22.5%
--- Percent of households spending <20% of income on housing: 37.3%
--- Percent of households spending >30% of income on housing: 35.6%
- Total occupied households: 285,005
- Median household income: $89,533
- Median monthly housing cost: $1,680

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Canva

#11. Bergen County

- Median percent of income spent on housing: 22.7%
--- Percent of households spending <20% of income on housing: 36.4%
--- Percent of households spending >30% of income on housing: 37.7%
- Total occupied households: 339,856
- Median household income: $101,144
- Median monthly housing cost: $1,914

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Paul Brady Photography // Shutterstock

#10. Mercer County

- Median percent of income spent on housing: 22.9%
--- Percent of households spending <20% of income on housing: 36.8%
--- Percent of households spending >30% of income on housing: 35.4%
- Total occupied households: 129,936
- Median household income: $81,057
- Median monthly housing cost: $1,550

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#9. Camden County

- Median percent of income spent on housing: 23.3%
--- Percent of households spending <20% of income on housing: 36.5%
--- Percent of households spending >30% of income on housing: 37.1%
- Total occupied households: 187,383
- Median household income: $70,451
- Median monthly housing cost: $1,369

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Jorge Moro // Shutterstock

#8. Cape May County

- Median percent of income spent on housing: 23.9%
--- Percent of households spending <20% of income on housing: 37.1%
--- Percent of households spending >30% of income on housing: 38.4%
- Total occupied households: 40,171
- Median household income: $67,074
- Median monthly housing cost: $1,334

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#7. Ocean County

- Median percent of income spent on housing: 24.6%
--- Percent of households spending <20% of income on housing: 37.8%
--- Percent of households spending >30% of income on housing: 37.0%
- Total occupied households: 226,160
- Median household income: $70,909
- Median monthly housing cost: $1,455

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#6. Union County

- Median percent of income spent on housing: 24.6%
--- Percent of households spending <20% of income on housing: 33.0%
--- Percent of households spending >30% of income on housing: 40.8%
- Total occupied households: 190,101
- Median household income: $80,198
- Median monthly housing cost: $1,646

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Smallbones // Wikimedia Commons

#5. Cumberland County

- Median percent of income spent on housing: 25.7%
--- Percent of households spending <20% of income on housing: 35.6%
--- Percent of households spending >30% of income on housing: 40.8%
- Total occupied households: 50,729
- Median household income: $54,149
- Median monthly housing cost: $1,159

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f11 photo // Shutterstock

#4. Hudson County

- Median percent of income spent on housing: 25.9%
--- Percent of households spending <20% of income on housing: 31.9%
--- Percent of households spending >30% of income on housing: 41.9%
- Total occupied households: 258,591
- Median household income: $71,189
- Median monthly housing cost: $1,539

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Sridhar // Wikimedia Commons

#3. Passaic County

- Median percent of income spent on housing: 26.7%
--- Percent of households spending <20% of income on housing: 28.5%
--- Percent of households spending >30% of income on housing: 45.1%
- Total occupied households: 165,429
- Median household income: $69,688
- Median monthly housing cost: $1,552

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Bob Jagendorf // Wikicommons

#2. Atlantic County

- Median percent of income spent on housing: 26.8%
--- Percent of households spending <20% of income on housing: 31.7%
--- Percent of households spending >30% of income on housing: 43.1%
- Total occupied households: 99,850
- Median household income: $62,110
- Median monthly housing cost: $1,385

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Mihai_Andritoiu // Shutterstock

#1. Essex County

- Median percent of income spent on housing: 28.6%
--- Percent of households spending <20% of income on housing: 28.8%
--- Percent of households spending >30% of income on housing: 45.9%
- Total occupied households: 285,908
- Median household income: $61,510
- Median monthly housing cost: $1,467

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