Counties with the lowest cost of living in New York

Written by:
April 12, 2024
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Counties with the lowest cost of living in New York

While inflation has fallen from 2022 peaks, high prices are still eating into household budgets. Many Americans are paying keen attention to their finances and finding ways to reduce spending.

Home prices, rent, and food inflation, as well as higher prices for gas in the last couple of years, are making it so that each dollar earned has even less purchasing power than before. In the first two months of 2024, Americans were able to save about 3.9% of their disposable income, according to the Bureau of Economic Analysis, well below historic levels.

Stacker compiled a list of counties with the lowest cost of living in New York using rankings from Niche.

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#23. Niagara County, New York

- Overall Rank: 2,080
- Population: 212,230
- Median household income: $65,882
- Median home value: $163,100 (71% own)
- Median rent: $823 (29% rent)

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#22. Oneida County, New York

- Overall Rank: 2,078
- Population: 231,055
- Median household income: $66,402
- Median home value: $157,600 (68% own)
- Median rent: $889 (32% rent)

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#21. Schoharie County, New York

- Overall Rank: 2,066
- Population: 29,970
- Median household income: $71,479
- Median home value: $169,400 (77% own)
- Median rent: $883 (23% rent)

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#20. Essex County, New York

- Overall Rank: 2,057
- Population: 37,314
- Median household income: $68,090
- Median home value: $189,500 (77% own)
- Median rent: $875 (23% rent)

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#19. Genesee County, New York

- Overall Rank: 2,056
- Population: 58,204
- Median household income: $68,178
- Median home value: $148,600 (73% own)
- Median rent: $866 (27% rent)

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#18. Otsego County, New York

- Overall Rank: 2,046
- Population: 59,678
- Median household income: $65,778
- Median home value: $166,500 (74% own)
- Median rent: $927 (26% rent)

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#17. Fulton County, New York

- Overall Rank: 2,040
- Population: 53,280
- Median household income: $60,557
- Median home value: $142,000 (69% own)
- Median rent: $855 (31% rent)

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#16. Tioga County, New York

- Overall Rank: 2,025
- Population: 48,344
- Median household income: $70,427
- Median home value: $144,200 (78% own)
- Median rent: $894 (22% rent)

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#15. Schuyler County, New York

- Overall Rank: 2,021
- Population: 17,855
- Median household income: $61,316
- Median home value: $151,100 (77% own)
- Median rent: $808 (23% rent)

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#14. Seneca County, New York

- Overall Rank: 2,013
- Population: 33,651
- Median household income: $64,050
- Median home value: $132,000 (73% own)
- Median rent: $871 (27% rent)

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#13. Delaware County, New York

- Overall Rank: 2,008
- Population: 44,637
- Median household income: $58,338
- Median home value: $160,400 (77% own)
- Median rent: $785 (23% rent)

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#12. Hamilton County, New York

- Overall Rank: 1,964
- Population: 5,090
- Median household income: $66,891
- Median home value: $204,900 (85% own)
- Median rent: $902 (15% rent)

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#11. Steuben County, New York

- Overall Rank: 1,961
- Population: 93,584
- Median household income: $62,506
- Median home value: $121,000 (73% own)
- Median rent: $832 (27% rent)

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#10. Wyoming County, New York

- Overall Rank: 1,950
- Population: 40,338
- Median household income: $65,066
- Median home value: $143,000 (77% own)
- Median rent: $787 (23% rent)

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#9. Yates County, New York

- Overall Rank: 1,939
- Population: 24,713
- Median household income: $63,974
- Median home value: $159,800 (77% own)
- Median rent: $773 (23% rent)

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#8. Chenango County, New York

- Overall Rank: 1,892
- Population: 47,096
- Median household income: $61,741
- Median home value: $121,100 (76% own)
- Median rent: $798 (24% rent)

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#7. Chautauqua County, New York

- Overall Rank: 1,878
- Population: 127,440
- Median household income: $54,625
- Median home value: $110,900 (69% own)
- Median rent: $759 (31% rent)

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#6. Cattaraugus County, New York

- Overall Rank: 1,840
- Population: 77,000
- Median household income: $56,889
- Median home value: $105,100 (74% own)
- Median rent: $745 (26% rent)

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#5. St. Lawrence County, New York

- Overall Rank: 1,830
- Population: 108,670
- Median household income: $58,339
- Median home value: $114,700 (71% own)
- Median rent: $788 (29% rent)

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#4. Lewis County, New York

- Overall Rank: 1,759
- Population: 26,690
- Median household income: $64,401
- Median home value: $146,100 (81% own)
- Median rent: $768 (19% rent)

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#3. Franklin County, New York

- Overall Rank: 1,747
- Population: 47,459
- Median household income: $60,270
- Median home value: $131,600 (71% own)
- Median rent: $788 (29% rent)

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#2. Herkimer County, New York

- Overall Rank: 1,744
- Population: 60,293
- Median household income: $68,104
- Median home value: $130,900 (76% own)
- Median rent: $776 (24% rent)

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#1. Allegany County, New York

- Overall Rank: 1,738
- Population: 47,222
- Median household income: $58,725
- Median home value: $93,200 (81% own)
- Median rent: $735 (19% rent)

This story features data reporting and writing by Elena Cox and is part of a series utilizing data automation across 32 states.

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