Counties in New York where people spend most of their paycheck on housing
Counties in New York where people spend most of their paycheck on housing
It's no secret that many Americans are forgoing homeownership in favor of renting. In 2020, renters in the U.S. occupied 43 million housing units.
The Stacker team looked at data from a United States Census survey that revealed an estimated 43,378,800 renter-occupied homes in the United States as of 2017, which makes up 36.1% of all households in the country. In 2019, renting was more affordable than buying a median-priced home in 59% of the counties; in 2021, the opposite was true: Owning was more affordable than renting in 63% of U.S. counties.
Stacker compiled a list of counties in New York where people spend the highest percent of income on rent using data from the U.S. Census Bureau. Of course, saving money by owning a home is unattainable for many Americans who don't have savings that could cover a down payment, those who are denied a mortgage, or both. Keep reading to see where in your home state most of people's take-home pay goes to their monthly rent.
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#50. St. Lawrence County
- Median percent of income spent on housing: 17.4%
--- Percent of households spending <20% of income on housing: 53.7%
--- Percent of households spending >30% of income on housing: 24.6%
- Total occupied households: 41,933
- Median household income: $50,940
- Median monthly housing cost: $738
#49. Cayuga County
- Median percent of income spent on housing: 17.4%
--- Percent of households spending <20% of income on housing: 53.4%
--- Percent of households spending >30% of income on housing: 24.7%
- Total occupied households: 31,221
- Median household income: $58,377
- Median monthly housing cost: $848
#48. Chautauqua County
- Median percent of income spent on housing: 17.5%
--- Percent of households spending <20% of income on housing: 52.6%
--- Percent of households spending >30% of income on housing: 26.8%
- Total occupied households: 53,075
- Median household income: $46,820
- Median monthly housing cost: $681
#47. Clinton County
- Median percent of income spent on housing: 17.5%
--- Percent of households spending <20% of income on housing: 51.6%
--- Percent of households spending >30% of income on housing: 24.5%
- Total occupied households: 31,301
- Median household income: $56,365
- Median monthly housing cost: $822
#46. Niagara County
- Median percent of income spent on housing: 17.5%
--- Percent of households spending <20% of income on housing: 52.2%
--- Percent of households spending >30% of income on housing: 25.8%
- Total occupied households: 88,519
- Median household income: $55,522
- Median monthly housing cost: $812
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#45. Delaware County
- Median percent of income spent on housing: 17.8%
--- Percent of households spending <20% of income on housing: 49.0%
--- Percent of households spending >30% of income on housing: 27.6%
- Total occupied households: 18,968
- Median household income: $49,544
- Median monthly housing cost: $735
#44. Madison County
- Median percent of income spent on housing: 17.9%
--- Percent of households spending <20% of income on housing: 52.5%
--- Percent of households spending >30% of income on housing: 24.3%
- Total occupied households: 25,877
- Median household income: $61,633
- Median monthly housing cost: $919
#43. Oneida County
- Median percent of income spent on housing: 17.9%
--- Percent of households spending <20% of income on housing: 51.0%
--- Percent of households spending >30% of income on housing: 26.4%
- Total occupied households: 89,729
- Median household income: $56,027
- Median monthly housing cost: $836
#42. Saratoga County
- Median percent of income spent on housing: 18.1%
--- Percent of households spending <20% of income on housing: 52.6%
--- Percent of households spending >30% of income on housing: 24.4%
- Total occupied households: 94,406
- Median household income: $84,291
- Median monthly housing cost: $1,268
#41. Essex County
- Median percent of income spent on housing: 18.1%
--- Percent of households spending <20% of income on housing: 51.4%
--- Percent of households spending >30% of income on housing: 25.5%
- Total occupied households: 15,790
- Median household income: $56,763
- Median monthly housing cost: $855
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#40. Wayne County
- Median percent of income spent on housing: 18.1%
--- Percent of households spending <20% of income on housing: 50.7%
--- Percent of households spending >30% of income on housing: 25.9%
- Total occupied households: 36,720
- Median household income: $59,449
- Median monthly housing cost: $896
#39. Chemung County
- Median percent of income spent on housing: 18.1%
--- Percent of households spending <20% of income on housing: 51.3%
--- Percent of households spending >30% of income on housing: 26.5%
- Total occupied households: 33,989
- Median household income: $54,940
- Median monthly housing cost: $829
#38. Schoharie County
- Median percent of income spent on housing: 18.2%
--- Percent of households spending <20% of income on housing: 48.6%
--- Percent of households spending >30% of income on housing: 26.8%
- Total occupied households: 12,559
- Median household income: $57,714
- Median monthly housing cost: $874
#37. Seneca County
- Median percent of income spent on housing: 18.2%
--- Percent of households spending <20% of income on housing: 52.2%
--- Percent of households spending >30% of income on housing: 24.7%
- Total occupied households: 13,564
- Median household income: $54,545
- Median monthly housing cost: $828
#36. Otsego County
- Median percent of income spent on housing: 18.3%
--- Percent of households spending <20% of income on housing: 51.7%
--- Percent of households spending >30% of income on housing: 28.0%
- Total occupied households: 23,409
- Median household income: $54,028
- Median monthly housing cost: $822
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#35. Livingston County
- Median percent of income spent on housing: 18.3%
--- Percent of households spending <20% of income on housing: 50.2%
--- Percent of households spending >30% of income on housing: 27.3%
- Total occupied households: 24,176
- Median household income: $59,510
- Median monthly housing cost: $909
#34. Oswego County
- Median percent of income spent on housing: 18.4%
--- Percent of households spending <20% of income on housing: 51.7%
--- Percent of households spending >30% of income on housing: 26.0%
- Total occupied households: 46,079
- Median household income: $55,967
- Median monthly housing cost: $859
#33. Schuyler County
- Median percent of income spent on housing: 18.5%
--- Percent of households spending <20% of income on housing: 50.2%
--- Percent of households spending >30% of income on housing: 23.8%
- Total occupied households: 7,324
- Median household income: $52,327
- Median monthly housing cost: $806
#32. Fulton County
- Median percent of income spent on housing: 18.5%
--- Percent of households spending <20% of income on housing: 49.9%
--- Percent of households spending >30% of income on housing: 27.4%
- Total occupied households: 22,557
- Median household income: $50,482
- Median monthly housing cost: $779
#31. Cortland County
- Median percent of income spent on housing: 18.5%
--- Percent of households spending <20% of income on housing: 50.9%
--- Percent of households spending >30% of income on housing: 25.5%
- Total occupied households: 17,745
- Median household income: $56,023
- Median monthly housing cost: $865
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#30. Erie County
- Median percent of income spent on housing: 18.5%
--- Percent of households spending <20% of income on housing: 49.9%
--- Percent of households spending >30% of income on housing: 27.8%
- Total occupied households: 389,585
- Median household income: $58,121
- Median monthly housing cost: $898
#29. Ontario County
- Median percent of income spent on housing: 18.6%
--- Percent of households spending <20% of income on housing: 51.4%
--- Percent of households spending >30% of income on housing: 24.9%
- Total occupied households: 44,787
- Median household income: $64,944
- Median monthly housing cost: $1,005
#28. Onondaga County
- Median percent of income spent on housing: 18.8%
--- Percent of households spending <20% of income on housing: 49.4%
--- Percent of households spending >30% of income on housing: 26.9%
- Total occupied households: 185,324
- Median household income: $61,359
- Median monthly housing cost: $963
#27. Broome County
- Median percent of income spent on housing: 18.9%
--- Percent of households spending <20% of income on housing: 49.0%
--- Percent of households spending >30% of income on housing: 29.4%
- Total occupied households: 78,549
- Median household income: $52,226
- Median monthly housing cost: $821
#26. Columbia County
- Median percent of income spent on housing: 19.0%
--- Percent of households spending <20% of income on housing: 47.1%
--- Percent of households spending >30% of income on housing: 29.1%
- Total occupied households: 24,966
- Median household income: $66,787
- Median monthly housing cost: $1,058
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#25. Washington County
- Median percent of income spent on housing: 19.1%
--- Percent of households spending <20% of income on housing: 48.6%
--- Percent of households spending >30% of income on housing: 27.6%
- Total occupied households: 24,014
- Median household income: $57,258
- Median monthly housing cost: $909
#24. Rensselaer County
- Median percent of income spent on housing: 19.4%
--- Percent of households spending <20% of income on housing: 47.2%
--- Percent of households spending >30% of income on housing: 27.2%
- Total occupied households: 64,906
- Median household income: $68,991
- Median monthly housing cost: $1,113
#23. Schenectady County
- Median percent of income spent on housing: 19.5%
--- Percent of households spending <20% of income on housing: 45.4%
--- Percent of households spending >30% of income on housing: 28.5%
- Total occupied households: 54,302
- Median household income: $65,499
- Median monthly housing cost: $1,062
#22. Orleans County
- Median percent of income spent on housing: 19.7%
--- Percent of households spending <20% of income on housing: 46.7%
--- Percent of households spending >30% of income on housing: 29.0%
- Total occupied households: 16,563
- Median household income: $52,620
- Median monthly housing cost: $862
#21. Montgomery County
- Median percent of income spent on housing: 19.7%
--- Percent of households spending <20% of income on housing: 47.1%
--- Percent of households spending >30% of income on housing: 30.3%
- Total occupied households: 19,660
- Median household income: $49,462
- Median monthly housing cost: $814
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#20. Warren County
- Median percent of income spent on housing: 19.8%
--- Percent of households spending <20% of income on housing: 46.9%
--- Percent of households spending >30% of income on housing: 29.0%
- Total occupied households: 28,015
- Median household income: $61,024
- Median monthly housing cost: $1,005
#19. Monroe County
- Median percent of income spent on housing: 20.4%
--- Percent of households spending <20% of income on housing: 45.4%
--- Percent of households spending >30% of income on housing: 31.1%
- Total occupied households: 301,948
- Median household income: $60,075
- Median monthly housing cost: $1,022
#18. Albany County
- Median percent of income spent on housing: 20.4%
--- Percent of households spending <20% of income on housing: 45.1%
--- Percent of households spending >30% of income on housing: 30.7%
- Total occupied households: 126,540
- Median household income: $66,252
- Median monthly housing cost: $1,128
#17. Sullivan County
- Median percent of income spent on housing: 20.7%
--- Percent of households spending <20% of income on housing: 42.3%
--- Percent of households spending >30% of income on housing: 33.1%
- Total occupied households: 28,184
- Median household income: $57,426
- Median monthly housing cost: $990
#16. Jefferson County
- Median percent of income spent on housing: 21.4%
--- Percent of households spending <20% of income on housing: 42.1%
--- Percent of households spending >30% of income on housing: 29.8%
- Total occupied households: 42,734
- Median household income: $52,685
- Median monthly housing cost: $940
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#15. Greene County
- Median percent of income spent on housing: 21.7%
--- Percent of households spending <20% of income on housing: 44.1%
--- Percent of households spending >30% of income on housing: 33.0%
- Total occupied households: 17,100
- Median household income: $53,601
- Median monthly housing cost: $970
#14. Dutchess County
- Median percent of income spent on housing: 21.7%
--- Percent of households spending <20% of income on housing: 39.3%
--- Percent of households spending >30% of income on housing: 36.0%
- Total occupied households: 108,413
- Median household income: $81,219
- Median monthly housing cost: $1,470
#13. Ulster County
- Median percent of income spent on housing: 23.0%
--- Percent of households spending <20% of income on housing: 39.2%
--- Percent of households spending >30% of income on housing: 36.2%
- Total occupied households: 69,320
- Median household income: $64,304
- Median monthly housing cost: $1,235
#12. Putnam County
- Median percent of income spent on housing: 23.2%
--- Percent of households spending <20% of income on housing: 38.2%
--- Percent of households spending >30% of income on housing: 36.6%
- Total occupied households: 34,854
- Median household income: $104,486
- Median monthly housing cost: $2,020
#11. Tompkins County
- Median percent of income spent on housing: 23.8%
--- Percent of households spending <20% of income on housing: 40.2%
--- Percent of households spending >30% of income on housing: 34.9%
- Total occupied households: 39,618
- Median household income: $60,240
- Median monthly housing cost: $1,195
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#10. Orange County
- Median percent of income spent on housing: 24.0%
--- Percent of households spending <20% of income on housing: 35.6%
--- Percent of households spending >30% of income on housing: 38.9%
- Total occupied households: 128,016
- Median household income: $79,944
- Median monthly housing cost: $1,596
#9. Westchester County
- Median percent of income spent on housing: 24.1%
--- Percent of households spending <20% of income on housing: 36.5%
--- Percent of households spending >30% of income on housing: 39.6%
- Total occupied households: 349,292
- Median household income: $96,610
- Median monthly housing cost: $1,940
#8. Richmond County
- Median percent of income spent on housing: 24.2%
--- Percent of households spending <20% of income on housing: 36.0%
--- Percent of households spending >30% of income on housing: 38.9%
- Total occupied households: 166,246
- Median household income: $82,783
- Median monthly housing cost: $1,669
#7. Nassau County
- Median percent of income spent on housing: 24.4%
--- Percent of households spending <20% of income on housing: 37.1%
--- Percent of households spending >30% of income on housing: 38.1%
- Total occupied households: 446,977
- Median household income: $116,100
- Median monthly housing cost: $2,361
#6. New York County
- Median percent of income spent on housing: 24.9%
--- Percent of households spending <20% of income on housing: 39.2%
--- Percent of households spending >30% of income on housing: 37.7%
- Total occupied households: 759,460
- Median household income: $86,553
- Median monthly housing cost: $1,795
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#5. Suffolk County
- Median percent of income spent on housing: 25.2%
--- Percent of households spending <20% of income on housing: 34.3%
--- Percent of households spending >30% of income on housing: 39.6%
- Total occupied households: 489,301
- Median household income: $101,031
- Median monthly housing cost: $2,121
#4. Rockland County
- Median percent of income spent on housing: 26.4%
--- Percent of households spending <20% of income on housing: 31.1%
--- Percent of households spending >30% of income on housing: 44.2%
- Total occupied households: 100,438
- Median household income: $93,024
- Median monthly housing cost: $2,050
#3. Queens County
- Median percent of income spent on housing: 27.6%
--- Percent of households spending <20% of income on housing: 32.1%
--- Percent of households spending >30% of income on housing: 44.7%
- Total occupied households: 778,932
- Median household income: $68,666
- Median monthly housing cost: $1,582
#2. Kings County
- Median percent of income spent on housing: 29.7%
--- Percent of households spending <20% of income on housing: 29.3%
--- Percent of households spending >30% of income on housing: 47.0%
- Total occupied households: 958,567
- Median household income: $60,231
- Median monthly housing cost: $1,490
#1. Bronx County
- Median percent of income spent on housing: 37.0%
--- Percent of households spending <20% of income on housing: 23.9%
--- Percent of households spending >30% of income on housing: 53.0%
- Total occupied households: 503,829
- Median household income: $40,088
- Median monthly housing cost: $1,236
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