Chris Horymski for Experian

Money

State of retail cards and buy now, pay later in 2024

A person holding a credit card, making a purchase payment using a laptop and a phone.

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Consumers with 1 credit card have lower debt and better credit, on average

A single card inside a green wallet.

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Average credit card debt by age in 2024

Nine hands each holding a credit card in the air.

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Money

Average student loan debt declines in 2024

A group of five young adult students engaged in a discussion around a table.

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Money

Gen Z credit scores on the rise along with debt balances

Two Gen Z women are engaged in a discussion while using a laptop.

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Money

Survey: How drivers are managing auto insurance premium increases

Car insurance bills are seen with a red toy car, coins and a calculator on top of it.

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Money

How many Americans have a perfect 850 credit score?

Holographic icons showing what a credit score can access hovers a person's hands.

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Money

US consumers now carry fewer than 4 credit cards on average

A close-up photograph of credit cards inside a wallet.

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Personal Finance

The habits that could earn you an 800+ credit score

Young woman with credit card.

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Money

Credit card, car loans, and mortgage payments have all been rising in the US—and it's not just because of interest rate hikes

A couple looking at financial documents having a discussion.

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