Chris Horymski for Experian

Money

US consumers now carry fewer than 4 credit cards on average

A close-up photograph of credit cards inside a wallet.

Personal Finance

The habits that could earn you an 800+ credit score

Young woman with credit card.

Money

Credit card, car loans, and mortgage payments have all been rising in the US—and it's not just because of interest rate hikes

A couple looking at financial documents having a discussion.

Money

While demand for personal loans cooled in 2023, the average personal loan balance grew 6.3%

Woman holds smartphone in one hand while checking paperwork on table with the other.

Real Estate

With property values strong in 2023, many homeowners tapped home equity lines of credit, pushing total HELOC balances up 6.6%

Woodworker with equipment building a modern backyard garden shed.

Money

Average credit card debt increased 10% to $6,501 in 2023

pen in hand circling receipt totals with credit cards in background

Real Estate

The state of the American homeowner: Average US mortgage balance increased while their credit scores outpace overall average

Money

Average auto loan debt grew 5.2% in 2023. How will it affect car buyers in 2024?

car buyers in a dealership talking to sales

Lifestyle

Is discussing finances with your date a mood killer? Here's the tea on dating and credit

woman and man sit awkwardly on a bench on a date

Money

Consumers are more likely to track health and fitness data than changes to their credit

illustration concept of credit tracking